The Token app allows you to control your bank-direct payments and financial permissions from one single place.
Create your Token alias.
LINK BANK ACCOUNTS
Link bank accounts with your new Token identity.
MAKE BANK DIRECT PAYMENTS
You can now use any of your linked bank accounts as your source of payments.
SHARE ACCOUNT INFORMATION
Grant permissions to your trusted third parties to securely access your banking information (account balance and transaction history).
REMAIN IN CONTROL
The Token app uses two-factor authorization for transactions over €30 and to grant permissions - this way, you can be sure you remain in control of your accounts. Moreover, it allows you to manage all your permissions, transactions, and accounts from one place.
TRY IT OUT
The Token app gives you full control over who is allowed to charge your bank account and see your account information, while making it safer and easier to move money. Token is compliant with the PSD2 regulation in Europe.
1. Fix bugs
2. Support funds confirmation access token
3. Shows previously linked accounts while relinking access token with the same grantee.
Ratings and Reviews
I finally get the implications of PSD2
Going through the Merchant and AISPs flows with the app made it much more tangible the power of having open banking APIs. I wish I could actually move money between two different users (like a person to person app... similar to Venmo), but they don't have that. At least not yet. Regardless, great app for demo purposes!
Cool PSD2 solution
I was particularly surprised by how smooth Token solves the 2-factor authentication requirements of PSD2. Very exciting product!
Can't wait to be able to link all my bank accounts and use this app to pay others :)
Only supports Fidor right now
Token says that more banks will be added as they come online. Using it with the demos was easy.
With Family Sharing set up, up to six family members can use this app.