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Track spending and manage personal finances with Moni (checkbook)

By Whitewater Labs, LLC

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+ Top 5 finance app in the US +
+ Top 200 overall app in the US +
++ #1 Finance app in over 20 countries ++
++ #1 Overall app in 10 countries ++

In a day when so much is automated, sometimes you have to go manual to get it right.

Introducing Moni (checkbook) – the future of cash management on the fly. Developed by Whitewater Labs, Moni is the one-stop budgeting application that manages multiple bank accounts in a sleek and innovative user interface. Where other applications stream your information across various third-party sites, Moni protects your banking with “your-eyes-only” security with pin code gated access.


+ Add notes, categories and locations to your transactions for easy recollection later on

+ No more flipping through different bank applications to keep track of your accounts

+ All calculations instantly reflect on your total account to make budgeting on-the-fly a breeze

+ Customize your spending color scale

+ Easily remove incorrect transactions or use our "account adjustment" feature to "balance your checkbook"

+ View charts of your spending, income and net worth over time across all your accounts, or individually.

+ Choose from dozens of currencies, available for each individual account.

+ Sync, backup and export your data. Share accounts with family or friends. All for free - no strings attached.


What's New in Version 3.0.8

Thanks for all the great feedback! We are listening and have been working around the clock to get bugs squished and problems solved as fast as we can.

Features added (or re-added) in this version:

- Notes can be added from the main screen!
- Account re-ordering
- Re-added note suggestions
- Allow post-dating transactions (future dates)
- Choose a date format in settings

Bugs fixed in this version:

- Fixed rounding errors and extra zeroes for affected currencies
- Category issues fixed up
- More consistent when adding transactions
- Fixed export errors, added notes
- Improved Sync

Keep the feedback coming and we'll keep improving.

iPhone Screenshots

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Customer Reviews

The best money mangement app ever!!!!

I have been using Moni for over two years now. The latest update to this app is better than ever! Look gorgeous on my iPhone 6s Plus. When I read that now everything is absolutely FREE. Yeah FREE unlike other apps that claim free and then you have to purchase additional features. This one is actually FREE!!

Here is what just completely won me over. As I stated, I have been using this app for years. Last week they updated the app and I immediately noticed some missing features on the new version. Guess what? I clicked on the settings button within the app, and clicked the "contact us" button. I write in to support. Today! Yes today they released a new update to the app and all the problems I caught are fixed!!!!!! That's impressive customer support. Thank you Mr. Chris Bea...... for your amazing speed at getting back to your loyal customers! I am truly a Moni fan for life.

How do I use Moni. Well, I'm an avid user making sure I plug in all of my transactions. If customers know well, sometimes banks do not display accurate balances until a few business days. Well Moni helps me foreshadow how much money I actually have in my accounts. I love it! This app has saved me so many times by avoiding I overdraft.

Thank you Moni team!!! Please continue improving this fabulous app!!!


Moving Forward

Thank you for listening to your users.

I updated again to the latest version. I think the developers hard work deserves another chance. I have a couple of requests:

1. Change the lock screen to faster or no transition to avoid displaying transactions for half second. On iphone 6 plus the transaction list displays momentarily b4 showing the password screen.

2. Please add account scroll at the bottom where the balance is. The 6 plus is a large phone and it takes some effort to scroll at the top.

I still don't care about categories and location so I just ignore those fields.

Same issues as zuriel. Log doesn't display transactions, accounts in alpha order ( had to renamed them), more steps to enter a note and no recent description in notes. This app used to be very good. Now it is a mess. I don't care about category or location.

This app was very simple and worked pretty well.

This review is about the updated version.

Great job at destroying a crappy app to start with

Wow, this reminds me of a version of Roxio cd creator released years ago that corrupted Windows after rebooting the first time after install. How is this possible to release something like this? Occasionally when it lets me access I now have more steps to enter transactions with a much greater touch lag when doing anything in the app. The best thing about iPhones is the touch response and you guys managed to slow it down some how. At first when I installed the updated version I couldn't get into the app at all, then you guys fixed some Touch ID bug which let me in for a few days now I'm back to not being able to get in. Terrible terrible

Track spending and manage personal finances with Moni (checkbook)
View in iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 3.0.8
  • Size: 21.3 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

Current Version:
All Versions:

Top In-App Purchases

  1. 6 Months of Premium$12.99
  2. 1 Week of Premium$0.99
  3. 1 Month of Premium$2.99
  4. 3 Months of Premium$7.99