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Track spending and manage personal finances with Moni (checkbook)

By Whitewater Labs, LLC

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+ Top 5 finance app in the US +
+ Top 200 overall app in the US +
++ #1 Finance app in over 20 countries ++
++ #1 Overall app in 10 countries ++

In a day when so much is automated, sometimes you have to go manual to get it right.

Introducing Moni (checkbook)– the future of cash management on the fly. Developed by Whitewater Labs, Moni is the one-stop budgeting application that manages multiple bank accounts in a sleek and innovative user interface. Where other applications stream your information across various third-party sites, Moni protects your banking with “your-eyes-only” security with pin code gated access.

New in version 2.0: Back up and sync your account for viewing on the web - or have peace of mind in case you change, break or lose your phone!


+ Add notes to your transactions for easy recollection later on

+ No more flipping through different bank applications to keep track of your accounts

+ All calculations instantly reflect on your total account to make budgeting on-the-fly a breeze

+ Customize your spending color scale

+ Easily remove incorrect transactions or use our "account adjustment" feature to "balance your checkbook"


What's New in Version 2.0.1

- No more PIN crashing
- Improved transaction editing
- Fixed feedback screen
- iOS6 buttons cleared up
- Improved logo

iPhone Screenshot

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Customer Reviews

Different From The Rest & Better Because Of It!

This is hands down without question the most important, and oft used APP on all of my devices! I'd be devastated if the designers changed a single thing to be more like the hundreds of other copy each other APP's that have lots of bells and whistles (probably trying to please everyone) but no straightforward functionality. My accounts, and spending, has never been more in control in my life thanks to this PERFECT app!

I know exactly where my money stands, before and after bills. To budget, I simply allocate the funds ahead of time in MONI post dated when they'll clear, or actually be paid, and what's left is what I can safely spend.

I love that it syncs on all my devices, so I'm always up to date on where I stand. I love the colors, the set up, everything about this app.

It is my most favorite and loved ApP and it has w/o question changed my life for the better, by giving me exactly what I need w/o tons of other crap I don't need.

Please please keep following your own path, and stay clear of needing to be everything to everyone and their mass of confusion trying to cram every persons whiny idea about how to make perfect better. You've done it! Don't fix what isn't broken. I truly love this APP!BRAVO!

Perfectly simple and functional

I have been looking for a very simple checkbook app for a long time. I used to just use the calculator on my phone because every app I found required loads of info for each transaction. I need something basic that I can rapidly enter transactions on the go, and maintain a log of those transactions. Moni gives me exactly what I want, while also giving me the option to enter in more data if I desire. Perfect app for me! My complaint at this point is that I cannot change the values for my color scale once they are entered. I tried to, and now my "Getting Low" warning is set to 100,003,347,038 or something like that. This needs a fix ASAP. UPDATE: Jan. 2016 and still no fix for the color scale! Come on guys! Reducing to two stars because it's been plenty of time and other people have complained of this also. Just put the delete button on the keyboard so it can be used!

Simple to use but not worth it

The best thing about this app is it's simplicity. The worst thing is having to pay to back it up into the cloud & to sync it with other devices through the cloud. Is it their own cloud or is it the iCloud that they use? If it is the iCloud, this people should be ashamed of themselves. Charging for something that is free from Apple would be a rip off. Regardless, charging for such a service is ridiculous and greedy.

They need to charge a one time fee to buy the app and let people use Apple's FREE iCloud. There are many other apps with many more features with free iCloud backup and sync. Is the simplicity worth paying for? Not in my opinion. I would rather go and get one of those other apps with no subscriptions.

Some things never make sense. Those other apps with more features were more complex to design and they have free backup, this simple app to design doesn't. Hmm! These people can keep their app and greed all to themselves.

Track spending and manage personal finances with Moni (checkbook)
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.0.1
  • Size: 10.7 MB
  • Languages: English, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
  • Seller:

Compatibility: Requires iOS 6.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

Current Version:
All Versions:

Top In-App Purchases

  1. 6 Months of Premium$12.99
  2. 1 Week of Premium$0.99
  3. 1 Month of Premium$2.99
  4. 3 Months of Premium$7.99