Venmo is the simple, fun money app for sending cash quickly between friends and shopping at your favorite online stores. Apply for the Venmo card, and you could be on your way to shopping everywhere Mastercard® is accepted in the U.S. Share your new buys, split purchases with Venmo friends to avoid awkward IOUs, and catch up on what your friends are doing on the feed.
QUICK & EASY
Send money quickly to friends using Venmo by simply linking your payment method. Transfer money sent to you to a U.S. bank account.
SHOP WITH VENMO MASTERCARD
Apply for the Venmo card in the app, and take your Venmo balance shopping everywhere Mastercard is accepted in the U.S. Track and share what you bought, and split with Venmo friends later. Plus, there’s no annual fee, and no credit check (it’s not a credit card!).
CONNECT & SHARE WITH FRIENDS
Every penny tells a story, whether it’s for a group dinner, road trip, or concert. Add notes to your payments using your favorite emojis, and like or comment on friends’ stories.
BUY FROM YOUR FAVORITE STORES
Check out without your wallet. Use Venmo to pay in select mobile apps or at millions of retailers on mobile web—for free—so you can easily make, split, and share purchases with Venmo friends.
STAY ON TOP OF IT ALL
Easily track your finances. Use the app to keep up with what you owe, what friends owe you, and what you’ve bought using your Venmo account.
YOUR SECURITY IS OUR PRIORITY
Venmo makes money transfers easy and fun, and we take the protection of your Venmo account very seriously by using security measures to help protect your account information. Learn more at https://venmo.com/about/security/
Card is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Bitmoji is here. Add some spunk to your payment notes with Bitmoji!
We also worked on various improvements and bug fixes.
Ratings and Reviews
Convenient, but so many issues
This app makes it easy to transfer financial assets (e.g. money) quickly from one bank account to another. But this company has so many issues that it has yet to develop past, that to me personally make Cash App or even Apple Pay more useful. One major issue would be the lack of help available when the app fails to work. I recently had to get a new card because my old debit card wasn’t working properly anymore. So after attempting to add the new card back, Venmo quickly said I added to many cards and prevented all future transactions. Meanwhile I’ve only ever added my credit and debit card to this app, so I’m not sure what “too many cards” relates to. But as for help, their inconvenient hours don’t relate to the days you would expect individuals to use the app. What I mean is Saturday and Sunday are excluded from help service, but a typical bank works these hours because when money issues arise, you definitely want the quick service. LEARN VENMO. A second issue comes from this too, and it’s that transactions made won’t be processed over the weekend and that just makes life harder for the people who needed it to go through at an adequate enough time.
This app is terrible I do not recommend it at all
I downloaded the app because my family member referred it to me to send me money out of state and i tried to transfer it to my account and it made my wait 4 days which was fine because it was around the holidays so I expected it to be delayed but the 4 days passed and the money just sat there so I contacted someone through the chat and was informed my account was frozen which is already annoying that I wasn’t informed to begin with and was just waiting as well as the money not even being able to be refunded when I asked then I could not verbally talk to anyone on the phone to address the situation and ask them why my account was frozen I had to keep talking thru the chat which was very inconvenient it took about 4 more days of me sending them my i.d. As well as bank statements just for them to tell me my account was deactivated and I was no longer able to use it and bc I was in violation of who knows what because I constantly asked why ?? And they never answered me ...I gave them all my information which proved my identity this was my first time using it as well as sending them statements showing all my transactions which I’m absolutely sure there was nothing wrong with that either I have had that card for years with no problem so this whole process was a nightmare and still was never able to use this app my advise use a different app DO NOT USE VENMO
Venmo = Easy and Reliable!
I wish PayPal and Venmo were actual real banks because I certainly feel like the financial portion of my life is not complicated at all when using both of their platforms (app & website). I’ve never had an issue even when there was a small bump in the road like when my instant transfers weren’t showing up for example. They took care of it immediately. Any time I’ve ever had to call customer support I am always treated and helped kindly, respectfully, friendly, and patiently. I really couldn’t ask for a better way to manage my funds. I mainly use Venmo and PayPal for both personal and business. My only gripe would be I wish they were a real bank with a brick and mortar! Even better would be to replace institutions such as ::ahem:: it rhymes with Tells Cargo and other banks that seemingly only charge fee after fee even if it’s charging a fee that was their error on top of charging another fee. My real bank experience lately has been an utter nightmare and I am truly grateful to have the option to use Venmo and PayPal whenever possible! Please become a real bank soon! Whatever it takes! I’m sure you would have a line of customers waiting including myself!
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.