Venmo is the simple, fun money app for sending cash quickly between friends and shopping at your favorite online stores. Split purchases to avoid awkward IOUs, share your new buys, and catch up on what your friends are doing on the feed.
“Just Venmo me” has become synonymous with “pay me back” or “I got it.” —Business Insider
QUICK & EASY
Send money quickly to friends by simply linking your payment method. There’s no transaction fee for sending money with your debit card or bank account. Use your Venmo balance for payments, or easily cash it out to your bank.
SHOP WITH VENMO MASTERCARD®
Take your Venmo balance shopping everywhere Mastercard is accepted in the U.S. Track and
share what you bought, and split with Venmo friends later.
CONNECT & SHARE WITH FRIENDS
Every penny tells a story, whether it’s for a group dinner, road trip, or concert. Add notes to your payments using your favorite emojis, and like or comment on friends’ stories.
BUY FROM YOUR FAVORITE STORES
Check out without your wallet. Use Venmo to pay in select mobile apps or at millions of retailers on mobile web—for free—so you can easily make, split, and share purchases with friends.
STAY ON TOP OF IT ALL
Easily track your finances. Keep up with what you owe, what friends owe you, and what you’ve bought.
YOUR SECURITY IS OUR PRIORITY
Venmo makes money transfers easy and fun, and we take the protection of your Venmo account very seriously by using security measures to help protect your account information. Learn more at https://venmo.com/about/security/
Venmo is a service of PayPal, Inc., a licensed provider of money transfer services. All money transmission is provided by PayPal, Inc. pursuant to PayPal, Inc.’s licenses. Visit https://venmo.com/legal/us-licenses/ for additional information. © 2017 PayPal. PayPal’s NMLS ID is # 910457.
PAYPAL, INC., IS LICENSED BY THE GEORGIA DEPARTMENT OF BANKING AND FINANCE, LICENSE # 34967.
PayPal, Inc., holds Massachusetts Foreign Transmittal Agency License # FT3345.
PayPal, Inc., is licensed as a Money Transmitter by the New York State Department of Financial Services.
PayPal, Inc., is licensed to Transmit Money By Check, Draft or Money Order By The Department of Banking, Commonwealth of Pennsylvania.
PayPal, Inc., is a Rhode Island Licensed Seller of Checks and Money Transferor.
Card is issued by The Bancorp Bank pursuant to license by Mastercard International
Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the
circles design is a trademark of Mastercard International Incorporated.
*Please note, transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account. Learn more here: https://help.venmo.com/hc/en-us/articles/221083888-Bank-Transfer-Timeline
We’ve made some tweaks to notifications that make paying friends easier!
Ratings and Reviews
Venmo = Easy and Reliable!
I wish PayPal and Venmo were actual real banks because I certainly feel like the financial portion of my life is not complicated at all when using both of their platforms (app & website). I’ve never had an issue even when there was a small bump in the road like when my instant transfers weren’t showing up for example. They took care of it immediately. Any time I’ve ever had to call customer support I am always treated and helped kindly, respectfully, friendly, and patiently. I really couldn’t ask for a better way to manage my funds. I mainly use Venmo and PayPal for both personal and business. My only gripe would be I wish they were a real bank with a brick and mortar! Even better would be to replace institutions such as ::ahem:: it rhymes with Tells Cargo and other banks that seemingly only charge fee after fee even if it’s charging a fee that was their error on top of charging another fee. My real bank experience lately has been an utter nightmare and I am truly grateful to have the option to use Venmo and PayPal whenever possible! Please become a real bank soon! Whatever it takes! I’m sure you would have a line of customers waiting including myself!
Just out for money
Boy, would I give Venmo zero stars if I could. Let me start by saying, Is Venmo convenient? Yes But are they only out for themselves, YES. and are there plenty of other apps that can do the same thing?, YES.
I recently sent a friend money on Venmo. Unfortunately, I sent this money to the wrong person. I have no way of contacting this person or getting in touch with them to send back the money. I thought the process would be quite easy to receive my money back once I reached out to Venmo, but boy was I wrong. I tried contacting Venmo through chat multiple times and each time they told me they wouldn’t be able to help me. I was certainly not going to give up that money just because they “couldn’t do anything for me”. I reached out to my bank and they were able to get me my money back after a couple of days. I was very happy until I received a message from Venmo stating that my bank was not authorizing the payment and that Venmo was going to “have my back” and loan me the money, this had essentially put me in debt with Venmo. Now, any money that I receive will go straight to them. This is absurd! I reached out to Venmo once again to explain to them the situation and they again told me that they could not do anything for me. Venmo is only out to make money off of their users. They will absolutely not have any sympathy or help you if there is any kind of mix up. STAY AWAY!
Much easier to use than writing a paper check.
Very easy to use money transferred instantly. Much easier than writing a traditional check. I believe Venmo is also PayPal. I took away one star due to privacy. When you sign up it automatically uploads all of your contacts in your phone without warning. It also connects to social media like Facebook. Once you've registered you can change these privacy settings, so be aware to go to settings immediately if you don't want all of your contacts who use Venmo to see your transactions. Also for each transaction you can select if you'd like your friends, the public to see Who you've paid, minus the amount. You can also set each transaction to private. Personally, I don't understand why it's anyone else's business who you pay for what kind of service. It's a Bizzarre concept to me, but then I don't live my life through social media. I am only using Venmo as a form of payment, like cleaning services. Still, it's easy to use and convenient. Just make sure to check Settings before you start transactions unless you want all of your friends, Family and coworkers to know what you're up to.
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.