Opening the iTunes Store.If iTunes doesn't open, click the iTunes application icon in your Dock or on your Windows desktop.Progress Indicator

iTunes is the world's easiest way to organize and add to your digital media collection.

We are unable to find iTunes on your computer. To download the free app Virtual Wallet by PNC by PNC Bank, N.A., get iTunes now.

Already have iTunes? Click I Have iTunes to open it now.

I Have iTunes Free Download
iTunes for Mac + PC

Virtual Wallet by PNC

By PNC Bank, N.A.

Open iTunes to buy and download apps.


Now get Virtual Wallet on-the-go with your iPhone, iPod touch or iPad. Virtual Wallet by PNC is a free App for all PNC Virtual Wallet customers.

MAIN – At-a-glance view of Money Bar, the upcoming week and your last five transactions.

MOBILE DEPOSIT- Use your camera equipped iOS device to deposit checks.

TRANSFER FUNDS - Slide the Money Bar to transfer funds between your Spend and Reserve accounts. Use Transfer Funds to move funds between the Spend, Reserve, and Growth accounts.

CALENDAR - View your scheduled payments and transfers, transaction history, paydays, reserve items, and Danger Days.

PAY BILLS - Make one-time bill payments to billers you have already set up online using Virtual Wallet.

ACTIVITIES - View recent transaction history in your Virtual Wallet accounts and search for specific transactions by date, amount, or check number.

SHAKE THE PIG - Shake or tap the Pig to move money from your Spend account to your Growth account.

LOCATE PNC - Locate the nearest PNC Bank Branch or ATM using built-in Location Services or search by zip code and street address.

WISH LIST – Review your Wish List to be reminded of your savings goals.

RESERVE ITEMS – View items and use Buy Now option to transfer from your Reserve account to your Spend account.

SECURITY - With PNC’s Security Assurance, you can be confident that your personal and financial information will be protected while using the Virtual Wallet App.

Regular PNC Online Banking customers without a Virtual Wallet account should use PNC Mobile Banking, also available in the App Store. To access non-Virtual Wallet accounts, customers will need the PNC Mobile Banking App. Both Apps may run on the same iPhone or iPod touch.

Follow us on Twitter @PNCVWallet for the latest Virtual Wallet updates.

For mobile banking support, call 1-800-762-2035
For general support, call 1-800-PNC-BANK (762-2265)

PNC does not charge a fee for mobile banking. However, third party message and data rates may apply. A supported mobile device is needed to use the Mobile Banking App. Use of the Mobile Deposit feature requires a supported camera-equipped device. An eligible PNC Bank account and PNC Bank Online Banking are required. Certain other restrictions apply. See the PNC Online Banking Service Agreement.

What's New in Version 3.1

Added Password Reset Capability
Improved Mobile Deposit Image Analysis
Minor Fixes and Improvements

iPhone Screenshots

iPhone Screenshot 1
iPhone Screenshot 2
iPhone Screenshot 3
iPhone Screenshot 4
iPhone Screenshot 5

Customer Reviews

Switching to Simple

The entire virtual wallet experience is worthless. Half the touted features never work on both mobile & desktop (built in flash? Really?!?). Convoluted information architecture, badly designed UI, and clunky/buggy development. Have been trying for the past 3 days to deposit a check only to receive a plethora of errors (none of which are the same). Either it recognizes the image wrong, says their servers are unavailable, or crashes and boots me out all together.

Seriously tired of such a flawed experience from a company with so much g@tdamn money.

Switching over completely to Simple bank since they seem to be the only option that knows how important design & ease of use play into an overall experience.

There's nothing wrong with this app people.

All of the users that are experiencing issue with the app, must have another malfunction with the smartphone. I've used this same exact app for a year, and had absolutely nothing wrong. If anything, it was because PNC Bank were under maintenance, which has nothing to do with the app. SO EVERYONE, DONT JUDGE THE APP IF YOU DONT KNOW WHAT YOU'RE DOING. Have a nice day!! Oh, this app gets five stars for being so beneficial.

Frustrating Experience

I've been using the Virtual Wallet app for a year or so. Like the PNC site, logging into the app often results in a message stating that maintenance is occurring. The mobile deposit feature is a cool concept, but often crashes the app and only seems to work approximately 50% of the time or less. Most recently, I received a message after logging in that states the app is for Virtual Wallet customers only, despite the fact that I have Virtual Wallet and I've been using the app consistently until this point. Overall, the entire PNC online experience is very frustrating.

Virtual Wallet by PNC
View In iTunes
  • Free
  • Category: Finance
  • Updated: Oct 28, 2013
  • Version: 3.1
  • Size: 5.0 MB
  • Language: English
  • Seller: PNC Bank, N.A.

Compatibility: Requires iOS 5.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5.

Customer Ratings

Current Version:
All Versions:

Become a fan of the iTunes and App Store pages on Facebook for exclusive offers, the inside scoop on new apps and more.