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Virtual Wallet

By PNC Bank, N.A.

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Where's your mobile phone? Got it? Good. With Virtual Wallet, that's how far your bank is. PNC Mobile Banking lets you bank from your iPhone®, iPod touch®, or iPad®, no matter where you are or what time it is. With the mobile deposit feature, you can even deposit money on the go. Check out some of the other Virtual Wallet app features below!


Quick View – Get an at-a-glance view of your Money Bar, Account Balances, the upcoming week, and last five transactions.

Calendar - View your scheduled payments and transfers, transaction history, paydays, reserve items, checks you wrote, and Danger Days.

Activity – View recent transaction history for your Spend, Reserve, and Growth accounts as well as your linked Virtual Wallet credit card.

Deposit Check – Use your camera equipped iOS device to deposit checks.

Send Money – Send money to friends and family eliminating the need cash, checks or I.O.U.’s! With Popmoney you can send money to your contacts by text or email.

Transfer - Slide the Money Bar to transfer funds between your spend and reserve accounts or use the Transfer feature to move money between all of your accounts.

Pay Bill – Add billers and make bill payments straight form your phone.

Add Check – Checks you wrote can be entered in and calculated into your scheduled out balance.

Rewards Center – Activate PNC’s Cash Back rewards and offers for your Debit and Credit Card.

Punch The Pig - Shake or tap the pig to instantly transfer money from your spend to your growth account.

Wish List – Review items added to your Wish List to be reminded of your savings goals.

Reserve Items - Review items and use the Buy Now option to move money from your reserve to your spend account.

Locate – Find the nearest PNC Bank Branch or ATM by using your current location or search by zip code or address.

Security - With PNC’s Security Assurance, you can be confident that your personal and financial information will be protected while using the Virtual Wallet App.

Regular PNC Online Banking customers without a Virtual Wallet account should use PNC Mobile Banking, also available in the App Store. To access non-Virtual Wallet accounts, customers will need the PNC Mobile Banking App. Both Apps may run on the same iPhone or iPod touch.

If you don't have an iPhone or web-enabled device, don't worry: Text Message Banking still brings you your vital information.

Follow us for the latest Virtual Wallet updates:

Twitter @PNCVWallet

For general support, call 1-800-PNC-BANK (762-2265)

PNC does not charge a fee for mobile banking. However, third party message and data rates may apply. A supported mobile device is needed to use the Mobile Banking App. Use of the Mobile Deposit feature requires a supported camera-equipped device. An eligible PNC Bank account and PNC Bank Online Banking are required. Certain other restrictions apply. See the PNC Online Banking Service Agreement.

What's New in Version 5.0.3

The PNC Virtual Wallet App has been updated to include the following:
- Minor fixes and improvements

iPhone Screenshot

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Customer Reviews

Great Way To Manage Money On-The-Go!

Pairing this mobile app with the virtual wallet experience online is great for me! It allows me see what's going on while I'm out and about - I can even mobile deposit and add checks I've written without having to be at my computer. Would love to see a little more features around the budgeting and wish list features - but you can do those on the iPad app. Thanks PNC!

Very useful app for on the go!!

I recently switched to PNC specifically for their online functionality and ease of use. I love this app and it is extremely convenient. I hardly ever actually go into a physical location any more. One thing I wish they would add is "unlock with Touch ID" feature.

Good app, still a few minor issues

Overall the Virtual Wallet app is great. Only reason I'm giving 4 stars is because from time to time especially after app updates and you try to login, it will tell you you're not enrolled in Virtual Wallet. But besides that, if you have a Virtual Wallet account with PNC it's worth getting!

Virtual Wallet
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 5.0.3
  • Size: 42.7 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

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