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Virtual Wallet

By PNC Bank, N.A.

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Where's your mobile phone? Got it? Good. With Virtual Wallet, that's how far your bank is. PNC Mobile Banking lets you bank from your iPhone®, iPod touch®, or iPad®, no matter where you are or what time it is. With the mobile deposit feature, you can even deposit money on the go. Check out some of the other Virtual Wallet app features below!


Quick View – Get an at-a-glance view of your Money Bar, Account Balances, the upcoming week, and last five transactions.

You can now see available account balances from your Quick View without logging in by tapping and holding the new View button on the Sign In screen.

Calendar - View your scheduled payments and transfers, transaction history, paydays, reserve items, checks you wrote, and Danger Days.

Activity – View recent transaction history for your Spend, Reserve, and Growth accounts as well as your linked Virtual Wallet credit card.

Deposit Check – Use your camera equipped iOS device to deposit checks.

Send Money – Send money to friends and family eliminating the need cash, checks or I.O.U.’s! With Popmoney you can send money to your contacts by text or email.

Transfer - Slide the Money Bar to transfer funds between your spend and reserve accounts or use the Transfer feature to move money between all of your accounts.

Pay Bill – Add billers and make bill payments straight form your phone.

Add Check – Checks you wrote can be entered in and calculated into your scheduled out balance.

Rewards Center – Activate PNC’s Cash Back rewards and offers for your Debit and Credit Card.

Punch The Pig - Shake or tap the pig to instantly transfer money from your spend to your growth account.

Wish List – Review items added to your Wish List to be reminded of your savings goals.

Reserve Items - Review items and use the Buy Now option to move money from your reserve to your spend account.

Locate – Find the nearest PNC Bank Branch or ATM by using your current location or search by zip code or address.

Security - With PNC’s Security Assurance, you can be confident that your personal and financial information will be protected while using the Virtual Wallet App.

Regular PNC Online Banking customers without a Virtual Wallet account should use PNC Mobile Banking, also available in the App Store. To access non-Virtual Wallet accounts, customers will need the PNC Mobile Banking App. Both Apps may run on the same iPhone or iPod touch.

If you don't have an iPhone or web-enabled device, don't worry: Text Message Banking still brings you your vital information.

Follow us for the latest Virtual Wallet updates:

Facebook /PNCBank
Twitter @PNCBank
YouTube /PNC

For general support, call 1-800-PNC-BANK (762-2265)

PNC does not charge a fee for mobile banking. However, third party message and data rates may apply. A supported mobile device is needed to use the Mobile Banking App. Use of the Mobile Deposit feature requires a supported camera-equipped device. An eligible PNC Bank account and PNC Bank Online Banking are required. Certain other restrictions apply. See the PNC Online Banking Service Agreement.

What's New in Version 5.0.8

- Minor Fixes and Improvements.

iPhone Screenshot

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Customer Reviews

Horrible App. Even worse company

I had to give a star or it wouldnt let me post this review. Zero stars. Horrible app. Been with pnc for years and always did online banking with no troubles whatsoever. Ever since i was forced by the company to use virtual wallet as my only source of online banking with them my account organization had been so screwed up and ive had more fees than ever. Pnc has not and will not reimburse or rectify them at all. Not to mention that when i set this up with someone in the branch they explained things wrong to me, saying that my accounts were still the way they always were and that they took care if everything for me when in fact they didnt. They UNDID everything! Unbeknownst to me, my accounts were no longer linked to my credit card in case if an overdraft. Hello surprise NSF! 36 dollars. Nice. If you want to remain headache free with tour financial institution i suggest going with a different company all together.

wow. who knew pnc could set such a precedent for failure

this is the most disappointing app I have ever downloaded. i switched over to pnc because from the outside looking in things seemed very progressive minded in terms of how to do and display banking online. and this app has just been the icing on the disappointing cake. terrible. never works. Keeps saying I need to sign up for VWallet, except I am though so chill with that. The other boring bland blue app works. Whoever PNC contracts to do their app work have no imagination and no decency to deliver their representation of how we should bank with a sense of pride in craftsmanship. Is this just a paycheck to them? Are the grey haired stiffs at the head of PNC creatively sterile when it comes to pushing forward a working application to bank with? is the banking user experience still not perfectly commodified by capitalism for a modern 2016? i do not. understand.

Great App, don't understand the haters

This is is great compared to the normal PNC app. You guys finally added Touch ID which is awesome considering the fact most banks don't even have it. The app also looks beautiful and is perfectly optimized for all iPhone sizes unlike the other bank apps. Keep doing what you are doing. These people are complaining about nothing.

Please start to focus on the standard PNC App. It's total garbage, look at the reviewed. Such an outdated design and still not updated for the 6 plus. I really see these other banks like TD and Bank of America with decent optimized modern apps.

Virtual Wallet
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 5.0.8
  • Size: 49.2 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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