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Virtual Wallet

By PNC Bank, N.A.

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Where's your mobile phone? Got it? Good. With Virtual Wallet, that's how far your bank is. PNC Mobile Banking lets you bank from your iPhone®, iPod touch®, or iPad®, no matter where you are or what time it is. With the mobile deposit feature, you can even deposit money on the go. Check out some of the other Virtual Wallet app features below!


Quick View – Get an at-a-glance view of your Money Bar, Account Balances, the upcoming week, and last five transactions.

You can now see available account balances from your Quick View without logging in by tapping and holding the new View button on the Sign In screen.

Calendar - View your scheduled payments and transfers, transaction history, paydays, reserve items, checks you wrote, and Danger Days.

Activity – View recent transaction history for your Spend, Reserve, and Growth accounts as well as your linked Virtual Wallet credit card.

Deposit Check – Use your camera equipped iOS device to deposit checks using automatic image capture.
Now it's even easier to deposit checks using the PNC Virtual Wallet app. When using Mobile Deposit, position your check within the on-screen guides and allow the app to capture the check image automatically.

Send Money – Send money to friends and family eliminating the need cash, checks or I.O.U.’s! With Popmoney you can send money to your contacts by text or email.

Transfer - Slide the Money Bar to transfer funds between your spend and reserve accounts or use the Transfer feature to move money between all of your accounts.

Pay Bill – Add billers and make bill payments straight form your phone.

Add Check – Checks you wrote can be entered in and calculated into your scheduled out balance.

Rewards Center – Activate PNC’s Cash Back rewards and offers for your Debit and Credit Card.

Punch The Pig - Shake or tap the pig to instantly transfer money from your spend to your growth account.

Wish List – Review items added to your Wish List to be reminded of your savings goals.

Reserve Items - Review items and use the Buy Now option to move money from your reserve to your spend account.

Locate – Find the nearest PNC Bank Branch or ATM by using your current location or search by zip code or address.

Security - With PNC’s Security Assurance, you can be confident that your personal and financial information will be protected while using the Virtual Wallet App.

Regular PNC Online Banking customers without a Virtual Wallet account should use PNC Mobile Banking, also available in the App Store. To access non-Virtual Wallet accounts, customers will need the PNC Mobile Banking App. Both Apps may run on the same iPhone or iPod touch.

If you don't have an iPhone or web-enabled device, don't worry: Text Message Banking still brings you your vital information.

Follow us for the latest Virtual Wallet updates:

Facebook /PNCBank
Twitter @PNCBank
YouTube /PNC

For general support, call 1-800-PNC-BANK (762-2265)

PNC does not charge a fee for mobile banking. However, third party message and data rates may apply. A supported mobile device is needed to use the Mobile Banking App. Use of the Mobile Deposit feature requires a supported camera-equipped device. An eligible PNC Bank account and PNC Bank Online Banking are required. Certain other restrictions apply. See the PNC Online Banking Service Agreement.

What's New in Version 5.0.10

- Minor Fixes and Improvements

iPhone Screenshot

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Customer Reviews

Needs one feature added

I really am happy with this app except in the bill pay feature you need to add the option of which account to pay the bill out of. I had set it up to have my bills paid out of my reserve but this app paid out of my spend account was a little up set when I saw I was in the negative when I had plenty of money in the reserve which it was suppose to be withdrawn from. Am now using the regular pnc app because it had this feature but really enjoyed the layout of the wallet app to bad.

Mobile deposit needs more work !

I love this app; been using for years... but lately since the update, the mobile deposit has been giving me a lot of trouble. I love the idea of the auto snap of the check, but it seems to always take it at time when its not focused properly & then sometimes it will take both front & back of check and then at the end tell me they were both unclear & that I need to try again. Mobile deposit used to be so easy! Now has become a pain! 👎 Please fix.

Tech Savvy Fun

Love the app! Has everything from punch the pig to allocating funds through any PNC account including credit cards! Money bar is great budgeting tool. Overall best banking app out here (I have chase, BOA, and Wells Fargo). Try logging into a laptop or desktop and play with the online banking. Super easy and super fun. Touch ID, quick name it!!!

Virtual Wallet
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 5.0.10
  • Size: 59.1 MB
  • Languages: English, French, Spanish
  • Seller:

Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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