Maximize your rewards with Wallaby! Our users save hundreds of dollars each year by maximizing rewards, optimizing cash flow, and minimizing interest.

Featured by Money Magazine and Kiplinger's as a smart way to save.

Wallaby will tell you: which card to use to maximize rewards, minimize interest charges, maximize cash flow, or, our favorite, a smart combination of the above. Just launch the app to see the right card for online and offline shopping. We don't need your credit card number.

Wallaby includes Ambient Alerts. This optional feature will send you a local notification when you're shopping at a supermarket or eating a restaurant, giving you a friendly reminder of which card to use. Please note, Ambient Alerts requires background GPS services. Continued use of GPS running in the background can dramatically decrease battery life. Ambient Alerts is optional and can be turned on and off in the Settings screen.

Wallaby will keep track of everything with our all-new Spend Monitor. We'll alert you to changes in your spending activity in total, in a single card, or in a single category. If there is anything suspicious going on, we'll let you know, too.

If you're trying to maximize rewards, we'll also tell you where we think you used the wrong card (yes, fans, with the details now!). Disagree? Let us know. Category wrong on a merchant? Change it!

Wallaby also includes a Watch app, so you can earn more rewards right from your wrist. Our Watch App is a Top 20 Apple Watch App according to MacLife!

How does Wallaby work?
You just tell Wallaby the type of Visa, MasterCard, Discover, and American Express credit cards you carry. When you shop, in a store or online, we’ll show you which card to use. It’s that simple! Wallaby is powered by CardBase®, our comprehensive database of more than 3,200 credit card profiles and more than 100 dimensions per card. We can help you see what features and benefits your cards have at a glance.

Wallaby is completely secure: There's no need for your credit card numbers and we are PCI Level 1 Compliant. Just relax and know that you are getting the most from every purchase and making the best choices.

What's New

Version 4.4.10

Don't miss out on points when you shop,
Or use a card that's a total flop.
Your reviews have been mixed,
But Google sign in is fixed,
And we hope this puts us back up on top.

Customer Reviews

3 out of 5

11 Ratings

11 Ratings

Because your reserve isn’t always the best card


I’ve been using this app for a while—I have too many cards, like 15! and it helps me remember. They have had a few bugs since this new launch but they seem to be fixing it pretty fast. Good app and good support overall. Go earn some rewards people!

Handy to check but keeps signing me out


Good when it works. Randomly and frequently signs me out. I’ll only notice after I haven’t received notifications in a while. However, very useful when you can quickly check it for which card to use where.

Excellent App, but need more features


This is an excellent app to optimize cash back rewards, but need few additional features to make it even better.

* More online retailers
* Favorite retailers pinned to the start screen
* Upcoming calendar rewards for next quarter.
* Best cards for extended warranty
* Purchase protection in case price drops


Wallaby Financial, Inc.
93.9 MB
Requires iOS 10.3 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© Wallaby Financial Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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