iPhone Screenshots


Swipe Right. Get the most out of your credit cards every day and maximize every reward. Wallet by CreditCards.com helps you choose the right credit card to use, every time, so you win the rewards game.

How it works: You tell Wallet the type of Visa, Mastercard, Discover, and American Express credit cards you carry, creating a simple digital wallet. When you shop, in a store or online, we’ll show you which card is your best card. When you are at retail locations, or at places like gas stations and grocery stores, Wallet provides a recommendation based on where you are shopping via push notification so you'll use the right card when it's time to pay, every time. We call these Ambient Alerts and this optional feature informs you of the best card to use at checkout. Make sure to enable push notifications to get the full benefit of Wallet.

Wallet is secure: There's no need for you to provide your credit card numbers and we are PCI Level 1 Compliant. That means that we use bank-level security to ensure your information is safe. Wallet is powered by CardBase®, our comprehensive database of more than 3,400 credit card profiles and more than 100 attributes per card. From airline to hotel to cash back cards, we can help you see the features and benefits your cards have at a glance.

Even more tools to help manage your credit cards: In addition to helping you get the credit card rewards you deserve, Wallet can also provide consolidated information across all the cards in your wallet, such as your overall credit utilization, changes in your spend behavior, and reminders of when your card statements are due. It will even help you keep track of things you may not always remember, like how you're progressing towards earning credit card bonus offers, keeping you apprised of any missed reward opportunities, and notifying you when your credit card anniversaries are approaching.

A NOTE ABOUT AMBIENT ALERTS: Ambient Alerts requires background GPS services. Continued use of GPS running in the background can dramatically decrease battery life. Ambient Alerts is optional and can be turned on and off in the Settings screen.

What's New

Version 2.3.1

Minor UI updates

Customer Reviews

3.7 out of 5

10 Ratings

10 Ratings

Perfect for reward Credit Card user!


I use my credit cards strictly to get the rewards or cash back. But sometimes it’s hard to keep them straight with the rotating categories and promotions. This app has made my life SO. SIMPLE!! It will tell you based on location what card to use and has a search option for online shopping. There’s also an option to add in offers like double cash back in the first year, get X rewards for Y spend when you first get a card, etc. so you can really maximize your card usage. I’ve recommended this card to all of my family and friends!! Great job!

Developer Response

Hello - thank you so much for your awesome review! We're so happy that you love the app! Please let us know if there's anything you would like to see added to the app in the future. -Wallet Support



Haven’t even really begun to get my feet wet with this app but I’ve had it for a year or so. Right when I thought there was nowhere to turn, here comes this app. Thank you wonderful people!

Developer Response

Hello - thank you so much for your awesome review! We're so happy you found us. Please let us know if there's anything you would like to see added to the app in the future. -Wallet Support

One of my frequently use app


I love this app that help me maximize the credit card rewards, the overall app is easy to use with user friendly interface and reliable. I can’t believe this the free app :)

Developer Response

Thank you so much for your review! We're happy to help you maximize rewards. Please reach out to us if there's any features you'd like to see. Happy Holidays! -Wallet Support


85.3 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© Wallaby Financial, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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