Description

WiseBanyan is designed to help everyone achieve their financial goals faster. Simply tell us what you want to achieve and we’ll guide you every step of the way. The minimum starting deposit is only $1, so you can start achieving your financial goals today!

As a client, we’ll take care of all the nerdy stuff such as building and monitoring your portfolio(s) and financial plan. You can easily update your milestones, add or withdraw funds, or check in for new recommendations on what to do next – from your computer or phone. To help your money grow to its full potential (and to make your life easier), we’ve automated the daily investment tasks such as rebalancing, reinvesting dividends, and depositing. We’re like your own personal trainer, but you never have to go to the gym!

We currently offer Personal Investment Accounts, Roth IRAs, Traditional IRAs, and SEP-IRAs. You can also rollover or transfer outside accounts, including old 401(k)s and 403(b)s, to relieve yourself of the time and fees required to manage them elsewhere and see all your funds working side-by-side.

Please let us know if you have any questions – we’re here to help. Our whole team is excited to start working with you as a WiseBanyan client!

What's New

Version 2.1.16

The theme of this release is: “Rock n’ Rollovers”

- We’re excited to launch automated rollovers and transfers!

- You can easily move over your outside accounts so that they work together in harmony towards your goals and save money.

- Whether you have Roth IRAs, Traditional IRAs, 403(b)s, 401(k)s, or other accounts, we have you covered.

- We added this to our Funding page and jazzed it up with even better, more beautiful options and info.

Rock on!

Ratings and Reviews

4.6 out of 5

101 Ratings

101 Ratings

Convenient on the surface, but....

rachelafile

I could understand how it would take 7 business days to transfer money from an investment account, but a cash account should not take that long. As for my investment account, it’s been 7 days and I am still waiting. I thought this would be a great way to set money aside and grow it for our wedding next year, among other shorter-term goals, but it’s proving to just be too many extra steps. This app is perfect if you are going to set it and forget it and not touch it for X amount of years, but if you are looking for something to set aside for short-term goals, this app is just a little inconvenient. Also, keep in mind that this....bank/whatever it is, is not FDIC insured (not even for cash accounts). Investments are always a risk, but ask yourself if you are willing to risk cash that you could set aside in your home bank’s savings account. Just some things to consider.

New paid features made it even worse

Professional Zebra

I recently opted in in Fast money to avoid fees from WiseBanyan and to have my money deposited into the account immediately. I was told that my instant deposit from last Friday would not be same day but would occur this past Monday. Fine. Funds were available. Then I come to see that not only did it take a 5 business days for the transfer to happen— even longer than before, I now was being changed $90 in fees. I had made this same transfers before, which somehow failed with WiseBanyan and had been charged $30. Now after signing up to pay them monthly so that money is pulled from my account the day I make the transfer so I avoid fees, it not only takes longer to make the transfer, but you get 3 times the fees. Customer service just justifies their terrible business practices. This is a garbage service that does the opposite of invest your money.

.

Rari13

It was good at first besides the fact that they take weeks to get your money back. And now I'm trying to remove my money from the account because I decided to stop using it, it charged me $40 out of what I have saved, a $30 return item fee and my auto deposit amount of $10, when I turned my auto deposit off and also changed it to $0, before I withdrew the money. And I tried calling their support number and they don't have anyone to answer. So I had to send an email, now let's see how long that takes.

Information

Seller
WiseBanyan Inc.
Size
120.6 MB
Category
Finance
Compatibility
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Languages
English
Age Rating
Rated 4+
Copyright
©2018 WiseBanyan. All rights reserved.
Price
Free

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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