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By SmartFinance LLC

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XOBI gives you instant knowledge and control over your spending.

“It feels like Siri and Pinterest teamed up to organize my finances” - MsDanielle84
“Took less than a minute to setup and find out where all my money went” - Jackson16
“Helps me manage my money without forcing me to make a budget” - MiamiTechDude

Ask XOBI Anything

Using cutting edge artificial intelligence, you can talk to XOBI in plain language. XOBI can answer anything you want to know and will suggest questions too… “How much did I spend on eating out last month?” “How much is my average water bill?” “How much did I spend on my trip to Spain?” XOBI can tell you — instantly. XOBI gives you the knowledge to make smarter decisions about your life — and knowledge is power. XOBI puts the power directly into your hands — where it belongs.

XOBI is Secure
Secured first with AES-128 encryption and secondly with SSL/TLS. Multi-factor authentication, Automatic logouts, Ensured with your 4-digit pin and touch ID. XOBI links your banking and credit card accounts. You will need your username and password for your financial institution to establish a secure and encrypted connection. We use this information once and immediately discard it. We never store your credentials.

XOBI is Beautiful
Automatically attaches visual images to all your transactions. You can add your own photos, notations, receipts — anything you’d like to enrich your personal financial library. But even without doing anything, XOBI will organize every financial transaction in your life. XOBI operates under the simple principle that in this modern age you should have the best information of all. All in one place. Wrapped inside a single elegant secure app that takes the anxiety out of spending money, allowing you total control over your financial life. At XOBI, knowledge is not only power — knowledge is also happiness.

What's New in Version 1.1.9

• New "Recurring Payments" display
• Bug fixes

We’d love to hear from you. If you run into any issues or have general feedback on our app, email us at

iPhone Screenshots

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  • Free
  • Category: Finance
  • Updated:
  • Version: 1.1.9
  • Size: 90.9 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

We have not received enough ratings to display an average for the current version of this application.
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