Opening the iTunes Store.If iTunes doesn't open, click the iTunes application icon in your Dock or on your Windows desktop.Progress Indicator
Opening the iBooks Store.If iBooks doesn't open, click the iBooks app in your Dock.Progress Indicator

iTunes is the world's easiest way to organize and add to your digital media collection.

We are unable to find iTunes on your computer. To download the free app You Need a Budget (YNAB) by Steine LLC, get iTunes now.

Already have iTunes? Click I Have iTunes to open it now.

I Have iTunes Free Download
iTunes for Mac + PC

You Need a Budget (YNAB)

By Steine LLC

Open iTunes to buy and download apps.


Named "New and Noteworthy", and "What's Hot" by Apple!

The perfect companion app of YNAB (You Need A Budget) for Desktop. >> You MUST have YNAB for Desktop to be able to use YNAB for iOS <<

-- Voted Most Popular Personal Finance Software on Lifehacker Hive Five Poll
-- 2011 Reader's Choice Winner for Best Personal Finance Software
-- "YNAB is great stuff - it really is." (CNN Headline Radio)
-- "If you need extra motivation to achieve financial discipline consider the budgeting software YNAB." (Kiplinger's Personal Finance)
-- Listed as one of 10 Personal Finance Tools You Should Use Now. (U.S. News & World Report)
-- "The budgeting software of choice for those who seriously want to start a personal or household budget." (

Never heard of YNAB?
It's easy-to-use budget software coupled with a powerful methodology. Download our free trial at our website!

With YNAB for iPhone & iPad, you will:
* Quickly Enter transactions on the go
* Check your category balances before making a purchase.
* Cloud sync with all desktops, iPhones, iPads and many other mobile devices running YNAB 4
* View all historical transactions for every account
* Stay aware of your spending
* Never worry about unknowingly go over budget again!

Specifically on your iPad, you can also:
* Budget for the month
* Easily adjust your budget for overspending
* Quickly shift money from one category to another

FAST Transaction Entry:
YNAB makes it so quick and easy to add a new transaction, your budget can know about your latest purchase before you leave the store!
Geo-Smart Payees: YNAB even remembers which payees you used in which locations, speeding things up the next time you make a purchase in the same place!

Multiple iPhones/iPads/iPods can cloud sync with the same budget, making it easy for an entire household to stay on the same budget! No more wondering if you have enough money in a certain category. After your spouse makes a purchase, it will show up on your phone and desktop automatically.

***** IMPORTANT *****
This is a companion app for YNAB for the desktop. You must have YNAB 4 installed on your computer. Don't have YNAB yet? You can download a free trial of YNAB for Desktop at our website.

* The app runs on any device with iOS 7 or later.
* Internet connectivity: For cloud sync, your iPhone/iPad/iPod needs internet connectivity either through WiFi or a mobile network (GSM/3G/4G)

Never heard of YNAB?
It's easy-to-use budget software coupled with a powerful methodology. Download our free trial at our website!

What's New in Version 3.2.5

- Fixed an issue where scheduled transaction entries could sometimes be duplicated or erroneously updated if the app had not been run recently

- Fixed a problem with import notifications and icon badging not showing up

- Fixed missing notification settings for the YNAB app


iPhone Screenshot 1
iPhone Screenshot 2
iPhone Screenshot 3
iPhone Screenshot 4
iPad Screenshot 1
iPad Screenshot 2
iPad Screenshot 3
iPad Screenshot 4

Customer Reviews

Complicated: Like My Money. Great Support!

I am in the process of learning YNAB, and changing my perspective about my financial life in the process. YNAB has lots of ins and outs, because my money life, debts and spending and earning money to handle it all, has lots of ins and outs. The developers are crazy committed to keeping YNAB viable, by making it adaptable to real life. The support they have set up us actually amazing: free webinars to set up your budget and advance from there, and many videos that teach particular ways to deal with life’s rollercoaster. It’s a remarkable, stable iOS and desktop app (the desktop app is Required (I think because of the computer horsepower needed, but a free trial is offered up front, so you can see if this way of looking at your money makes sense to you. I waffled back and forth for 2 years, and even listened to the YNAB podcast, before I took the several hours I needed to figure out all my accounts, credit cards, and old debts. The process actually calmed me down about my money, because there is something nice about telling the truth, with pen and paper, then entering it into the desktop app. The iOS apps seem to sync well, but I actually use Accounts2 to keep track of daily spending, and enter into YNAB every couple of days. I’m just at the crawling stage with YNAB, and this makes sure I enter the figures into my budget accurately.

Awesome budgeting app but....

I really like the concept of the YNAB system. It works but it isn't as flashy as some of the alternatives (Mint). It doesn't sync with your bank so you have to add things manually. This doesn't bother me because I do not use YNAB for analytics. I use Mint for analytics and YNAB to plan my spending. It's the combination of the 2 systems that is really valuable to me.

My biggest complaint tho is that YNAB doesn't seem interested in continuous improvement. VERY rarely does an update come out and it is even more rare that any update contains a new feature. It's usually break/fix. Kind of disappointing really because there are definitely opportunities to improve the applications without having to adjust the philosophy. My biggest request is to have the ability to adjust my budgets for the week/month from my iPhone. I really don't use my laptop much unless I am working and when I'm working I'm not looking at personal finance. So it would be handy. I've been waiting almost a year and nothing. One update to fix something that didn't work right and that's it.

YNAB, please work on the user experience and streamline some of the application processes. Keep the philosophy intact while making the apps more friendly.

Nudged my wife and I in a great direction

My wife and I are a young married couple in college in Utah Valley, USA. We'd been married seven months when we realized that most of our money was going through us, not TO us. So we committed to budget. A big problem was tracking what we spent. I liked Mint but I never looked at Mint. What YNAB is brilliant at, is the program's found the perfect balance between automation and engagement with our budget. My wife and I, as soon as we make a purchase, put it into our phones through this app and we get notified each time the other makes a purchase and puts it in. Because we've planned together with our "budgeting party," and set aside "fun money" for each other like the YNAB guys recommended, this isn't an annoying practice. We're helping each other. I couldn't recommend an app higher than I do YNAB. It's a great system and the website has some great tips (and a really, REALLY good and digestible podcast) for being financially smart. Thanks, Jesse and the team, for making a fantastic program and helping my wife and I out while in college and setting our financial habits for our life!

You Need a Budget (YNAB)
View In iTunes
This app is designed for both iPhone and iPad
  • Free
  • Category: Finance
  • Updated:
  • Version: 3.2.5
  • Size: 9.4 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

Current Version:
All Versions: