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You Need a Budget (YNAB)

By Steine LLC

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Named "New and Noteworthy", and "What's Hot" by Apple!

The perfect companion app of YNAB (You Need A Budget) for Desktop. >> You MUST have YNAB for Desktop to be able to use YNAB for iOS <<

-- Voted Most Popular Personal Finance Software on Lifehacker Hive Five Poll
-- 2011 Reader's Choice Winner for Best Personal Finance Software
-- "YNAB is great stuff - it really is." (CNN Headline Radio)
-- "If you need extra motivation to achieve financial discipline consider the budgeting software YNAB." (Kiplinger's Personal Finance)
-- Listed as one of 10 Personal Finance Tools You Should Use Now. (U.S. News & World Report)
-- "The budgeting software of choice for those who seriously want to start a personal or household budget." (

Never heard of YNAB?
It's easy-to-use budget software coupled with a powerful methodology. Download our free trial at our website!

With YNAB for iPhone & iPad, you will:
* Quickly Enter transactions on the go
* Check your category balances before making a purchase.
* Cloud sync with all desktops, iPhones, iPads and many other mobile devices running YNAB 4
* View all historical transactions for every account
* Stay aware of your spending
* Never worry about unknowingly go over budget again!

Specifically on your iPad, you can also:
* Budget for the month
* Easily adjust your budget for overspending
* Quickly shift money from one category to another

FAST Transaction Entry:
YNAB makes it so quick and easy to add a new transaction, your budget can know about your latest purchase before you leave the store!
Geo-Smart Payees: YNAB even remembers which payees you used in which locations, speeding things up the next time you make a purchase in the same place!

Multiple iPhones/iPads/iPods can cloud sync with the same budget, making it easy for an entire household to stay on the same budget! No more wondering if you have enough money in a certain category. After your spouse makes a purchase, it will show up on your phone and desktop automatically.

***** IMPORTANT *****
This is a companion app for YNAB for the desktop. You must have YNAB 4 installed on your computer. Don't have YNAB yet? You can download a free trial of YNAB for Desktop at our website.

* The app runs on any device with iOS 7 or later.
* Internet connectivity: For cloud sync, your iPhone/iPad/iPod needs internet connectivity either through WiFi or a mobile network (GSM/3G/4G)

Never heard of YNAB?
It's easy-to-use budget software coupled with a powerful methodology. Download our free trial at our website!

What's New in Version 3.2.5

- Fixed an issue where scheduled transaction entries could sometimes be duplicated or erroneously updated if the app had not been run recently

- Fixed a problem with import notifications and icon badging not showing up

- Fixed missing notification settings for the YNAB app


iPhone Screenshot 1
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iPad Screenshot 1
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Customer Reviews

Needs Improvement

I bought this on sale for $15 on Steam after reading so many amazing reviews about this budget system changing people's lives, which I now realize had to be a joke. I was disappointed at the amount of function this software is lacking compared to what I used before (Mint). You have to manually enter every single transaction yourself, with no option to sync with your bank accounts or credit cards. You can only link it to Dropbox to have it sync up with your computers/phones, which by the way does not work. It saves all data on my laptop, but no matter how many times I refresh and close and reopen the app it just will not update with anything that I entered from my computer. I'm no stranger to technology so I am positive it is no error of mine or any sort of syncing issue. The phone app just needs a lot of work. The software for the computer just needs some updates, bank syncing and such, and it would be worth the money I paid for it. 4 stars if they fix that, 5 stars if they also fix the app.

4 Month YNABer

I like many other YNAB users have heard wonderful things about this program so I tried it about a year ago. Being a former mint users I was quickly turned away by lack of integration with financial institutions. Every purchase must be manually added. I deleted the app from my home computer and phone within 24 hours and worked to make Mint work for me. Sadly I continually found myself in the red when I decided to try YNAB. I signed up for the 7 days of emails explaining the system and how it worked, I even did one of the free online demos. Four months later I am a full-fledged YNABer. I manually input all my transactions which first of all is very quick and easy but I also tells me where I am at in the budget category. While I am no millionaire after using it for the brief 4 months my wife and I have more money in our bank account then we ever did in the past 5 years….except when we’d get taxes back.

Best budgeting app/philosophy

The iPhone app for YNAB is solid and I use it to input outflows on the go so I don't have to carry around a bunch of receipts. I sometimes wish I could modify budgets in the iPhone app, but I don't mind waiting till I get home. YNAB's software and budgeting philosophy has helped me stay close to my money. Now I don't have anxiety over my finances. Thank you!! Watch the tutorial videos on how to use the software. It's very helpful. Found this software on reddit under /r/personalfinance. I've also read a lot of reviews from people giving this software 1 star because it doesn't automatically do everything for you like Mint. The point of budgeting like this is to stay close to your money so you are aware of your spending. If you want to be lazy and avoid the path to wealth through good budgeting and saving, use Mint, otherwise give YNAB a try and you will not be disappointed.

You Need a Budget (YNAB)
View In iTunes
This app is designed for both iPhone and iPad
  • Free
  • Category: Finance
  • Updated:
  • Version: 3.2.5
  • Size: 9.4 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

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