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You Need a Budget (YNAB)

By Steine LLC

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Named "New and Noteworthy", and "What's Hot" by Apple!

The perfect companion app of YNAB (You Need A Budget) for Desktop. >> You MUST have YNAB for Desktop to be able to use YNAB for iOS <<

-- Voted Most Popular Personal Finance Software on Lifehacker Hive Five Poll
-- 2011 Reader's Choice Winner for Best Personal Finance Software
-- "YNAB is great stuff - it really is." (CNN Headline Radio)
-- "If you need extra motivation to achieve financial discipline consider the budgeting software YNAB." (Kiplinger's Personal Finance)
-- Listed as one of 10 Personal Finance Tools You Should Use Now. (U.S. News & World Report)
-- "The budgeting software of choice for those who seriously want to start a personal or household budget." (

Never heard of YNAB?
It's easy-to-use budget software coupled with a powerful methodology. Download our free trial at!

With YNAB for iPhone & iPad, you will:
* Quickly Enter transactions on the go
* Check your category balances before making a purchase.
* Cloud sync with all desktops, iPhones, iPads and many other mobile devices running YNAB 4
* View all historical transactions for every account
* Stay aware of your spending
* Never worry about unknowingly go over budget again!

Specifically on your iPad, you can also:
* Budget for the month
* Easily adjust your budget for overspending
* Quickly shift money from one category to another

FAST Transaction Entry:
YNAB makes it so quick and easy to add a new transaction, your budget can know about your latest purchase before you leave the store!
Geo-Smart Payees: YNAB even remembers which payees you used in which locations, speeding things up the next time you make a purchase in the same place!

Multiple iPhones/iPads/iPods can cloud sync with the same budget, making it easy for an entire household to stay on the same budget! No more wondering if you have enough money in a certain category. After your spouse makes a purchase, it will show up on your phone and desktop automatically.

***** IMPORTANT *****
This is a companion app for YNAB for the desktop. You must have YNAB 4 installed on your computer. Don't have YNAB yet? You can download a free trial of YNAB for Desktop at

* The app runs on any device with iOS 7 or later.
* Internet connectivity: For cloud sync, your iPhone/iPad/iPod needs internet connectivity either through WiFi or a mobile network (GSM/3G/4G)

Never heard of YNAB?
It's easy-to-use budget software coupled with a powerful methodology. Download our free trial at!

What's New in Version 3.2.4

Updates for the iPhone 6 and iPhone 6 Plus screen resolutions.


iPhone Screenshot 1
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iPad Screenshot 1
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Customer Reviews

Works Perfectly with Computer Software

You do have to buy the computer software to use this free app. The app aids the usability of the already great software by manually entering transactions and keeping up with your budget while on the go. It has a great GUI and is easy to learn your way around. It keeps a log and uses GPS to remember transaction places and budget categories, which decreases the time needed to enter in a transaction. This app makes my life easier, not harder, so that's a win in my book.

The only complaint I have is when viewing the month's transactions. The user's net worth is highlighted at the top of the screen. I don't feel that this adds anything to my knowledge when reviewing transactions, and it makes me self-conscious to be on this page around others. I don't want my net worth advertised so easily for others' quick glances to see. I would love that change to be made, at least as an option to hide or show.

This a great company. I love the computer software and a huge part of that is the convenience of this excellent supplementary app.

Flawed program that generates a LOT of work on YOUR part

I've been using YNAB for 6 months and I recommended it to many of my friends and family. However, over time I've realized this program has many, many flaws that range from slightly inconvenient to highly frustrating. Example, scheduled transactions frequently post to your budget when and how you intend them to. But they also frequently post multiple times for a single transaction. This means you have to periodically go through your budget and find out if any transactions have multiplied by themselves. Marking transactions as cleared also seeks to work sometimes, but rarely does it sync across all your devices. This means that, while your computer is nicely up to date, should you hop on another computer or tablet, all of those (dozens of) transactions you just verified as being cleared of your account need to be re-cleared. There are many other issues that I've experienced and it seems as if maybe they're not all user error as I'd previously thought. If there is anything I want from a budgeting program, it is for it to be reliable, consistent and most of all, accurate, which YNAB is not.

Practical and Powerful

The practicality of this app coupled with the power of it's desktop counter part are a powerful team of budgeting tools designed for the common everyday consumer looking to tackle their budget for a fairly inexpensive price. I would however love to see some if not the rest of the desktop versions options, controls and graphs added to the iPhone and iPad application I'd be willing to put down a small fee for that but it amazes me with what the YNAB team have been able to do, and pull off even with the mobile applications being free and the desktop counterpart being at a fairly decent price. Besides what I'd like to see on the mobile version I couldn't ask for a better set of applications tailored and designed for the budget conscious person in mind. I look forward to what the YNAB teem has in store for me in 2015. My Thanks to the team who've worked hard and fruitfully to this point.

You Need a Budget (YNAB)
View In iTunes
This app is designed for both iPhone and iPad
  • Free
  • Category: Finance
  • Updated: Nov 19, 2014
  • Version: 3.2.4
  • Size: 9.4 MB
  • Language: English
  • Seller: Steine LLC

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

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