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The Community Reinvestment Act, Center Stage

by UNC School of Law

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The Community Reinvestment Act, Center Stage The Community Reinvestment Act (CRA) is a federal statute that assesses a financial institution's record of meeting the credit needs of its community, including low- and moderate-income neighborhoods.  On Thursday, September 17, three knowledgeable observers of the CRA discussed issues surrounding this topic. . Chris Kukla, Senior Counsel for Government Affairs, Center for Responsible Lending (CRL); . Peter Skillern, Executive Director, Community Reinvestment Association of North Carolina (CRA-NC); and . Paul Stock, Executive Vice President and Counsel, North Carolina Bankers Association (NCBA). They will discuss: . The thirty-year history of the CRA; . The role of the CRA in the subprime mortgage crisis; and . How, if at all, the CRA should be modified in the light of recent economic events. This "Center Stage" program is brought to you by the law school's Center on Banking and Finance, Center on Civil Rights, and Center on Poverty, Work & Opportunity.  The discussion was moderated by Mark Dorosin, Senior Attorney, Center on Civil Rights.