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The Flaw

  NR HD Closed Captioning

David Sington

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Plot Summary

David Sington's documentary THE FLAW takes an in-depth look at how the credit bubble hastened the economic crash that afflicted the world in the first decade of the 21st century. The filmmakers interview economists, big-money high rollers, and people who were wiped out financially by the shenanigans of those in power.

Rotten Tomatoes Movie Reviews


  • Reviews Counted: 10
  • Fresh: 8
  • Rotten: 2
  • Average Rating: 6.7/10

Top Critics' Reviews

Fresh: Lively... – Philip French, Guardian, Jun 5, 2011

Fresh: The Flaw presents the holocaust that was the housing bubble. – Nigel Andrews, Financial Times, Jun 1, 2011

Rotten: A bold attempt to tackle the labyrinthine issues that caused the financial crisis, but Sington's doc doesn't quite hit the mark. – David Hughes, Empire Magazine, May 30, 2011

Read More About This Movie On Rotten Tomatoes

Customer Reviews


just another documentary which tries to jump on a sensational crisis... and I say this because it is one of the many which tells people what they want to hear about the crisis of 2009. You can't have your cake and eat it too. The subprime mortages and FNM/FRE companies were originally set up to give more people in America opportunity to purchase houses, the American dream. Through a compounding of oversights which are negligible individually, the bonds became rotten. This is called a catastrophic event, similar to if a tidal wave came and swept the entire west coast underwater... by the time it was predictible, somebody had to lose. Whether it was the banks, insurers, homeowners etc you could only save yourself at the expense of someone else. Should we not try to use government backed loans to help middle income families buy homes? I mean same logic with welfare and the other entitlement programs... we try to help people and it could ultimatly come back to bite us.. the only way we could prevent something like this again and still have a functional capitalistic economy would be to allow the large banks to collude with one another, but then we'd be in a whole different bag of doodie.

To sum up, in the same league with michael moore's film on the topic, which goes and pokes fun at the rich and incites anger towards them and how they're not always perfect...

Just another documentary that fits into this generation's narrative.

Just another documentary that fits into this generation's narrative. The finger-pointing is exhausting. You get enough people together that believe in this vast conspiracy and splice them together on film - you got yourself a pretty convincing movie. The suggested solution is even more disturbing. Try using facts, not opinion. Try taking the emotion out of the fact-finding - not visa versa.

Pretty Fair and Accurate

Few people understand even today that the housing collapse was waiting to happen. Not because we as a people helped the less financially endowed, but because the whole economy has been flat since before and especially after Reagan. The US Economy had dominated world manufacturing for many years being the only 1st World economy still standing at the end of WWII, There was a brief burst of prosperity during the Clinton Administration which had more to do with Clinton's refusal to irresponsably cut taxes (as did GW and R. Reagan) and the money everyone spent on regearing for computers than any great genius on his part. However, aside from this brief boom, the US Economy was in a severe slump by the mid 70's due to the world's recovery from the war, oil shortages, and heavy American investment in overseas manufacturing. Rather than provide protection for American Workers as is done in every 1st world country except our own, import restrictions were loosened as were taxes on profits made in this way. In addition, Reagan restructured the General Tax code to help pay for his Incredible spending binge on the military and to provide tax relief for the wealthy at the expense of everyone else. To keep the US Economy moving, interest rates were lowered. This started the refinancing boom of the late 80's and 90's that put money into the economy without interrupting the flow of cash to America's Plutocrats, and powerful foreign governments like China and Japan who have more lobbyists than there are members of Congress and certainly more than the 2 currently fielded by "Big Labor". By the early 2000's the building market which generally follows overall wealth in an economy , was the ONLY healthy portion of the economy. The average American was using money taken from his home to pay for 10% of their monthly bills. A lot of people made money out of the housing bubble; most knowing that it was not sustainable. The truly horrible part is that we paid for their failures, and he whole period served to mask the underlying weakness in our economy, and gave 20 more years for the GOP to move public opinion to the Right.

The Flaw
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  • $12.99
  • Genre: Documentary
  • Released: 2011

Customer Ratings