By Ryan Inman
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As a doctor, you spent decades in school to get to where you are. Unfortunately, during all those years in medical school and residency, you probably didn't receive a financial education. But, not to worry. That’s where I come in. Think of this podcast as your financial residency without the long hours and sleepless nights! I will guide you through a financial education resulting in money confidence and clarity in this critical aspect of your life. You’ll understand how you make money, how you spend money, how your hard-earned money can work for you, and how to protect yourself and your family. I have witnessed residents and fellows bombarded by life and disability insurance salesmen and other “investment” pitches that are not in their best interest. You didn’t receive any formal financial education in your decades of medical training, so how are you supposed to know the good financial advisors from the bad? This podcast will help with that. Remember, it’s ok to not know the difference between a ROTH IRA and a 403b or which 529 plan is best. This podcast will simplify highly complex concepts and translate industry jargon into plain English. Are you ready to take action and make smarter, more informed financial decisions? Great - let's do this! Let your financial residency begin.
||CleanSurprising Triggers That Cause You to Be An Impulsive Spender||Impulse spending, credit card debt and credit card fraud? Ut oh. Jennifer McDermott with Finder.com is fantastically insightful about the triggers that cause you to overspend and we had her on the show to spill. How does impulse spending completely...||2/10/2019||Free||View in iTunes|
||CleanWill Making More Money Make a Physician More Happy?||The Physician Philosopher says the problem with medicine is that doctors have long financial journeys. They go from making an average salary to making multiples of that overnight. When this happens, Pandora’s Box is opened. What then? Is an increase..||2/3/2019||Free||View in iTunes|
||CleanMastering the Art of Setting Money Goals||Chris Browning from the Popcorn Finance Podcast talks about why setting goals keeps one accountable to achieving their short-term and long-term aspirations. We discuss the use of techniques such as gamification to incentivize small wins, keeping goals..||1/27/2019||Free||View in iTunes|
||CleanThe Skinny on FAT FIRE with Physician on FIRE||FIRE, Financial Independence Retire Early, is something Physician on Fire discovered four years ago. He’s written about it as a state of being able to live the lifestyle you want without having to work for money. FAT FIRE is an above average budget...||1/20/2019||Free||View in iTunes|
||CleanPart 2: How to Build a Budget That Actually Makes Sense||Steve Crawford helps our audience figure out how to build a budget that actually works for them. He talks specifically on why shooting blind is an equivalent to not knowing your cashflow numbers and falling short of seeing long-term. Don’t...||1/15/2019||Free||View in iTunes|
||CleanPart 1: How to Build a Budget That Actually Makes Sense||Steve Crawford helps our audience figure out how to build a budget that actually works for them. He talks specifically on why shooting blind is an equivalent to not knowing your cashflow numbers and falling short of seeing long-term. Don’t...||1/15/2019||Free||View in iTunes|
||CleanPrinciples of Set For Life: Achieving Financial Independence||You go to medical school, come out, and now are ready to achieve a life of financial freedom. Scott Trench is your guy to help you navigate a clear path forward. He recommends 4 pillars for physicians to build wealth, two of which include generating a..||1/7/2019||Free||View in iTunes|
||CleanBonus Show - Money Care Specialists||Ted is 29 years old and a community pharmacist at a well-known retail chain. He has plans to marry his fiance, Ginny, who is finishing nursing school and lives with him. Will his finances allow him to plan for the wedding he and Ginny want? Tim Baker...||12/31/2018||Free||View in iTunes|
||CleanThe Importance of Community for Physician Spouses||Physician family finances can feel like a unique situation, usually due to a high debt load in comparison to other fields. These groups feel they can’t talk to anyone leading to feelings of loneliness, esp. for their spouses. This episode’s panel,..||12/23/2018||Free||View in iTunes|
||CleanThe Makeup of a Physician Millionaire and How to Become One||Author of The Next Millionaire Next Door and Founder at Data Points, Sarah Fallaw, tells our audience that behavior and mindset have a lot to do with whether a physician treks the millionaire path or not. This episode is high-impact on the perspective..||12/17/2018||Free||View in iTunes|
||CleanThe Money Nerd Opinion on Avoiding Lifestyle Creep||You’ve come out of residency and now have your first big paycheck. Do you do what a lot of physicians do? Buy, buy, buy? But, wait. That’s not cool, especially for your desired long-term financial gains. In the end, you’re really losing. In this..||12/11/2018||Free||View in iTunes|
||CleanThe 4 Pillars of Vetting a Multifamily Sponsor||Veena Jetti, Founding Partner at Enzo Multifamily, oversees the management of $1B+ in real estate assets and is essentially in charge of raising capital for investment deals. Basically having written the foundational fabric in which multifamily...||12/4/2018||Free||View in iTunes|
||CleanCharity of Choice: “Give More HUGS” Helps Underprivileged Students||Give More HUGS, a 501(c)(3), has grown, in part, of its backing from the medical community. Founder, Chris McGilvery, who is married to a physician is a believer in providing resources to underserved areas. Since 2011, they’ve elicited donations for..||11/27/2018||Free||View in iTunes|
||CleanThe Positive Spin on Dealing with Physician Burnout||Physician burnout? Dr. Jeff Smith says it’s a good thing. Here, he talks about the overwhelm of the doctor’s day-to-day routines that contribute to a depersonalization of their work, but finds it to be an opportunity to shift course. He admits to...||11/20/2018||Free||View in iTunes|
||Clean7 Baby to 12 Toddler: Stepping Straight to Financial Freedom||Kayse Kress, newest add to my fee-only financial planning firm, Physician Wealth Services, and I have a convo made for work BFFs. We review physician blogger Dr. Breathe Easy’s 12 Toddler Steps to Financial Freedom, a reference to Dave Ramsey’s 7...||11/12/2018||Free||View in iTunes|
||CleanVeterans Day Special: Financial Readiness Score with USAA||To honor our Veterans, I interviewed Jeff at USAA. USAA is a proud sponsor and supporter of the military and their families, so the timing is perfect. We talk about what a Financial Readiness Score is and how it’s calculated, so members can review...||11/12/2018||Free||View in iTunes|
||CleanShould Physicians Get Their Employment Contracts Reviewed?||A lot of physicians are finishing med school and beginning to make choices about their future. Understanding the expectations of their employment contracts is one of those choices impacting their next move. Jon Appino with Contract Diagnostics helps...||11/6/2018||Free||View in iTunes|
||CleanCurbside Consult with White Coat Investor||The White Coat Investor comes back to answer listener questions in this insightful episode where he approaches some of the most pressing questions our listeners are challenged with. He talks Public Service Loan Forgiveness, establishing a relationship..||11/2/2018||Free||View in iTunes|
||CleanNo One Cares More About Your Money Than You||Chris Mamula, Can I Retire Yet? blogger and retiree at age 41, takes us through a journey of working with a poor financial advisor and then eventually winding down the early retirement path on his own. He touched on his experience such as fees, taxes,..||10/25/2018||Free||View in iTunes|
||CleanHigh Side Income with Locums Work||Live on the floor of FinCon, Dr. Carrie Reynolds with Hippocratic Hustle shares with us her experience in doing locums work for a healthy side income. Calling bluffs, choosing a location, and starting the vetting process from scratch are just a few...||10/18/2018||Free||View in iTunes|
||CleanBringing It Home: The Process of Buying a House||My better half, Taylor Inman, MD, and I recently experienced a move from Las Vegas, NV to San Diego, CA. Trying really hard to stick within a budget for a new home, Tay and I reflect on some of the good and bad of the home buying process. Our family...||10/15/2018||Free||View in iTunes|
||CleanThe Science Behind Positive Financial Habits||Nick True discusses why we need to be more conscious of the people we hang around. The whole “show us your friends, I’ll show you your future,” in fact, means everything when applied to our finances. Nick encourages our listeners to consider the..||10/8/2018||Free||View in iTunes|
||Clean16 Rewarding Ways to Invest In Real Estate||Dr. Peter Kim chats on how physicians can invest in real estate and ensure their return is worth it! Bringing his “giant list of 16” on investing in real estate, he curates the conversation by laying out realistic and rewarding ways to bring more...||9/24/2018||Free||View in iTunes|
||CleanFinancial Freedom for Physicians in 3, 2, 1 Go!||Andy Hill from Marriage, Kids, and Money turns the dreaded B-word into the much anticipated F-word… (oh wait – that sounds bad). Talking budgets and financial freedom here. In this very wholesome episode, we bring up the expenses that tend to...||9/17/2018||Free||View in iTunes|
||CleanThe Golden Answer to "Pay Down Debt or Invest" with White Coat Investor||Your finances are dependent on your actions and those actions are dependent upon the knowledge you acquire. White Coat Investor brings this concept to us in the form of his notable “Live Like a Resident” philosophy—which most of us find really...||9/13/2018||Free||View in iTunes|
||Clean14 Days to Jumpstart Your Financial Residency||PT Money is in the houuuuse! PT, aka Philip Taylor, is not your average blogger. He’s more like your ultimate money nerd with a gold chain and in this episode, he shows us why! Are you ready to jumpstart your financial residency in 14 days? Yeah,...||9/11/2018||Free||View in iTunes|
||CleanStretch Your Stash! How to Make Your Money Go Further||A big deal in the world of finance, Joe Saul-Sehy, the creator and co-host of the Stacking Benjamins show, joins me for this bangin’ Season 2 opener! With his wife being a pediatrician and with twins rummaging around, he’s the perfect person to...||9/9/2018||Free||View in iTunes|
||CleanHow to Balance Your Time Versus Money to Live a Richer Life||Do you know what you want in life so you aren’t spending money trying to impress people who might out-impress you tomorrow anyway? Keeping up with the Joneses is a true trap for physicians, and the likelihood of knowing that’s true for you and/or...||6/27/2018||Free||View in iTunes|
||CleanHow to be a long-distance landlord and a good one at that!||What happens when you put the right systems in place to help you manage properties from a distance? A well-developed business emerges that’s what happens. As a long-distance property manager of rental units in California, Mike is a steward for good...||6/4/2018||Free||View in iTunes|
||CleanThis Is the Ultimate Guide to Multifamily Investing||It’s no secret that delving into the multifamily investment space will place your investor bucks in the right places. The secret is placed, however, in understanding the ins and the outs of starting on this path, including the risks involved,...||5/28/2018||Free||View in iTunes|
||CleanThis Is Why You Should Manage Personal Finances Like a Business||Do you know why you should manage your personal finances like a business? If you’re listening to this podcast, you are more than likely very in tune with your finances. Or, perhaps, you may just be beginning to understand how important they are....||5/14/2018||Free||View in iTunes|
||CleanMarriage and Money Dates: How to Improve Your Finance Drive||Bust out your spreadsheets and go on a money date! I’m kidding. I’m usually nerd-ing out on budgets and estate planning documents, but I’m not going to kill the money mood talking about that. Money dates are anything but drab, like what budgets...||5/7/2018||Free||View in iTunes|
||CleanThis is What It’s Like to Be a Short-Term Rental Landlord||A good friend of mine, Dr. Dave Draghinas, is a Frisco-based anesthesiologist who finds himself plunging into the many facets of physician side-gigs. He hosts his own podcast called Doctors Unbound to bring incredible “unbound” physician stories...||4/30/2018||Free||View in iTunes|
||CleanCurbside Consult with Larry Keller – April 2018||Physician term insurance and disability insurance are important topics for our audience-- important enough that I decided to have a lingering dialogue about it following our last episode for this Curbside Consult. We continue the conversation with...||4/23/2018||Free||View in iTunes|
||CleanWinning Tactics for Finding the Right Insurance Policy with Larry Keller||Insurance is a tricky subject affecting residents, fellows and attending physicians, and it’s most likely a topic you are challenged with today. With many options available, it can be hard to decipher which policy selection is the best fit for you...||4/18/2018||Free||View in iTunes|
||CleanThe Top 3 Mistakes Physicians Make With Their Taxes, with Craig Cody||CPA and tax expert Craig Cody and I discuss the top 3 mistakes that physicians tend to make on their taxes. For more information, visit the show notes at https://financialresidency.com/podcast||4/3/2018||Free||View in iTunes|
||CleanStudent Loan Curbside Consult with Travis Hornsby||Travis Hornsby from StudentLoanPlanner.com is back to answer several questions from listeners about how to handle their student loans. For more information, visit the show notes at http://financialresidency.com||3/29/2018||Free||View in iTunes|
||Clean3 biggest mistakes physicians make with their student debt with Travis Hornsby||Student loan expert Travis Hornsby and I discuss the 3 biggest mistakes that physicians make with their student debt. For more information, visit the show notes at http://financialresidency.com||3/27/2018||Free||View in iTunes|
||CleanHow to Crush Your Student Loan Debt with Robert Farrington||Student loan debt expert Robert Farrington and I answer 5 listener questions, helping them understand their options concerning their student loans and hopefully inspiring all of you to get organized and take control over your finances. We discuss in...||3/13/2018||Free||View in iTunes|
||CleanHow to Eliminate $500,000 of Debt as a Physician with Dr. Cory Fawcett||Whether you are going for public service loan forgiveness or looking to pay down your mortgage, Dr. Cory Fawcett has some great insights on how to tackle all of your outstanding debt. We discuss how he went through a major mindset shift that allowed...||3/6/2018||Free||View in iTunes|
||CleanHow To Make The Most Of Your Health Savings Account||Shobin Uralil, COO and Co Founder of Lively (http://livelyme.com/financialresidency), and I discuss in depth what is an HSA and who qualifies for an HSA. If you have a high deductible health plan (HDHP), you could qualify to open an HSA, which could...||2/27/2018||Free||View in iTunes|
||CleanCurbside Consult – February 2018||Time to answer listener questions about HSA’s, 529’s and investing. Enjoy! If you have a question keeping you up at night and would like to be featured on the podcast, go to https://financialresidency.com/podcast and record your question today....||2/23/2018||Free||View in iTunes|
||CleanHow to Travel Hack using Credit Card Rewards with Holly Johnson||Travel expert Holly Johnson from ClubThrifty.com about the best ways to travel and the best credit cards. It’s amazing to hear how a real pro travels, how she searches and finds the best deals that allows her and her family to travel the world...||2/6/2018||Free||View in iTunes|
||CleanWhat you need to know about physician mortgage loans with Doug Crouse||Doug Crouse and I jump into everything you need to know about physician mortgage loans. Doug has nearly 2 decades of experience helping physicians obtain financing for their home purchases and throughout the show helps explain the intricacies of...||1/30/2018||Free||View in iTunes|
||CleanCurbside Consult – January 2018||Curbside Consult – January 2018 Today’s show is another curbside consult but with a twist. Instead of hearing listener questions, you will be hearing some of the questions asked in the latest panel discussion that I was invited to be on. I was...||1/23/2018||Free||View in iTunes|
||CleanWhat Physicians Should Know About the Tax Cuts and Jobs Act with John McCarthy CPA||The Tax bill is final; did you get a tax cut? The Tax Cuts and Jobs Act (TCJA) that was signed by President Trump on Dec 15 2017, and there has been a lot of confusion around what changed and how that will affect the taxpayers. On today’s show, I...||1/16/2018||Free||View in iTunes|
||CleanWhat's it like to be married to a Financial Planner?||Curious what it’s like to be married to a financial planner? In this episode, Dr. Taylor Inman (my better half) reveals the good and bad that apparently comes with marrying someone who loves to geek out over numbers. Taylor and I also discuss a bit...||1/9/2018||Free||View in iTunes|
||Clean6 Proven Behaviors That Increase Wealth with Sarah Fallaw||Sarah Fallaw, owner of DataPoints, a technology company that provides financial planners with psychometric assessments based on the data and research from her father, Dr. Thomas Stanley, author of The Millionaire Next Door and The Millionaire Mind. We..||1/2/2018||Free||View in iTunes|
||CleanThe Best Way To Save For Your Kid’s College with Abby Chao||If you want to save for your kid’s education but have no idea how or are confused by all the different plans out there, then this show is a must listen. Did you know that over $1 trillion dollars have been saved for college education and nearly 70%...||12/18/2017||Free||View in iTunes|
||CleanCurbside Consult - December 2017||4 listener questions ranging from: Balancing payments of medical student loans while saving for retirement and deciding how much income to save each month. If you have a question keeping you up at night and would like to be featured on the podcast, go..||12/11/2017||Free||View in iTunes|
||CleanHow One Resident Saves 60% of Their Income with Future Proof MD||Dr. Bo Liu, physician and creator of FutureProofMD.com talks about the basics of personal finance for young physicians. He is a 4th year radiology resident and his blog tackles topics such as student loan management, retirement planning, investing and..||12/4/2017||Free||View in iTunes|
||CleanHow Doctors Can Reach Financial Independence in Their 40’s with Physician on FIRE||Physician on Fire, physician and creator of PhysicianOnFire.com, joined me to talk about becoming Financially Independent & Retiring Early (FIRE). He was inspired to create his blog and help others when he realized what it took to retire early....||11/27/2017||Free||View in iTunes|
||CleanCurbside Consult with Ryan Inman||Have a question that’s keeping you up at night? Today I answer 5 listener questions — ranging from saving for a down payment on a home to firing your current financial advisor. Alex asks: Should I pay off my home loan early? Curtis asks: What are...||11/21/2017||Free||View in iTunes|
||CleanLeveraging Your Medical Degree to Earn Side Income with Passive Income MD||Passive Income MD, physician and creator of PassiveIncomeMD.com, joined me to talk about the many opportunities to create passive income to help you reach an early retirement. We discuss crowd funding, real estate investing and different ways you can...||11/13/2017||Free||View in iTunes|
||CleanWhy You Need to Have Joint Accounts, with Catherine Alford||Recorded live from the Ally booth at FinCon 2017 in Dallas! Catherine Alford, a family finance expert at CatherineAlford.com and wife of a second year resident, sat down with me to discuss the pros and cons of combining your bank accounts, budgeting...||10/30/2017||Free||View in iTunes|
||CleanThe Answer to Your Student Loan Problem with Travis Hornsby||Travis Hornsby, founder of StudentLoanPlanner.com, tells us all about student loan debt and offers critical advice on how to manage it. With the average debt of graduating med students surpassing $180k, it is becoming more important than ever to have...||10/23/2017||Free||View in iTunes|
||CleanHow to Find A Financial Planner You Can Actually Trust with Tim Baker||Tim Baker, owner of Script Financial - a fee-only financial planning firm. Recorded live from the FinCon booth at the XYPN Conference in Dallas, Tim and I discuss fee-only advisers and how they provide unbiased advice that is truly in the best...||10/16/2017||Free||View in iTunes|
||CleanYou Don’t Really Have a Financial Plan Until You Do This with Chris Burke||Chris Burke is a lawyer who specializes in business and estate planning and he joins us today to discuss the Estate Planning process and how it relates to Physicians. We will examine the four pillars of Estate Planning: Wills, Power of Attorney,...||10/9/2017||Free||View in iTunes|
||CleanMake Your First Investment the Right Way with Bobby Lee||Bobby Lee, founder of 2minutefinance.com, sat down with me to discuss stocks, bonds, mutual funds and what to look out for when creating your own investment portfolio. We also get into 401k’s and 403b’s and explain why you need to take full...||9/30/2017||Free||View in iTunes|
||CleanWhat You Don’t Know About Home Ownership with Mindy Jensen||Mindy Jensen is Community Manager for BiggerPockets.com, a popular social network for the real estate investing community. Mindy is an expert in real estate and was happy to share some of her insight on the process of buying a new home. Together we...||9/30/2017||Free||View in iTunes|
||CleanIntroduction to the Financial Residency Podcast||You’ve spent decades in school, but did not receive a financial education. This podcast is your financial residency - but without the long hours and sleepless nights! In this episode, I share my story and what you can expect from the Financial...||9/27/2017||Free||View in iTunes|
One of the best resources for physicians!
This is one of the best resources for physician. Ryan talks to so many great guests and presents great content.
I’ve had the pleasure of chatting about multifamily real estate on the show!
This is a must download and listen.
Great topics and advice
What I love about this podcast is that it addresses multiple seasons of your financial life in each episode. After sharing some wisdom Ryan always follows it up by giving you practical steps you can do immediately! Great listen for physicians and their significant others.
Are you a doc with big debt?
If you’re a doctor with a boat load of debt, this podcast will help you feel like it’s all gonna be okay!
Ryan has the knowledge and skills (and excellent line up of guests) to help you get rid of your debt and thrive.