Love, Then Money
By Azuree Ashby
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Are you ready to have the money conversation---with your PARTNER?? The topic of money and finances can be daunting, especially if you and your partner have different opinions on the topic! Join CPA, Azuree Ashby as she coaches a series of couples on how to navigate a pathway to Financial Freedom, use their differences to their advantage and prioritize Love, Then Money. What is the one thing that couples dread talking about even more than sex? That’s right, it’s MONEY! In Love, Then Money, we follow couples on their journey to solidify their relationship in terms of money and how they are working together (or not) to achieve their financial goals. Join Azuree Ashby, CPA as she coaches couples on navigating a pathway to financial freedom by using their differences to their advantage to prioritize love THEN money!
||CleanWe Can Eat Pizza Everyday - Katelyn & Jenny Part 4||On today’s episode of Love, Then Money, Katelyn and Jenny lay out their investment plans for the future and how they will turn those investments into pure cashflow to live off of. While Jenny and Katelyn are financially secure, their income is not consistent. At this time, they lack the regular processes needed to provide them a safety net to guarantee their financial security if something ever goes wrong. Katelyn and Jenny are safe and comfortable with where they are at financially. They are preparing to take their next steps toward their business, personal, and financial goals. Some Questions I Ask: •Do you have a process in place to determine how much you deposit and transfer money from The B each month? (1:43) •What type of investments are you comfortable having long-term? (4:11) •What do you have to have in place for passive income to fund the life you’re living now? (5:57) In This Episode You Will Learn: •Jenny and Katelyn’s long-term investments plan. (4:41) •How Jenny and Katelyn can plan to live off of passive income from investments. (6:18) •Katelyn’s vision for the progression of creating additional cashflow. (10:46) •How signing up for a 30-year mortgage and paying it off in 15 years can be beneficial. (12:17) The Body Electric: · Website · Facebook · Instagram · YouTube · Yelp||12/10/2018||Free||View in iTunes|
||CleanNeeding Certainty - Katelyn & Jenny Part 3||On today’s episode of Love, Then Money, Katelyn and Jenny discuss their primary money personalities and top human needs, and how those two aspects interact within oneself and with a life partner. Jenny and Katelyn have very different ways of approaching financial situations, but their values oftentimes still align. When it comes to fulfilling needs, Katelyn seeks financial security and Jenny seeks fulfillment of love and connection. For Katelyn, seeking financial security oftentimes means building up their savings account. Jenny seeks fulfillment in the opposite way: through spending money. In the end, both of these needs and money personalities and spending tendencies present themselves in ways that both Katelyn and Jenny purely strive to care for their family. Some Questions I Ask: · Are your primary money personality and top human needs where you want them to be? If not, what would you change? (3:20) · How do you see money personalities and how do you see those personalities meeting Jenny’s needs? (4:06) · What are your primary financial goals and why? (5:11) · How does your need for significance play into your primary personality of love and connection? (11:57) In This Episode You Will Learn: · Katelyn’s primary personality. (2:00) · How Katelyn’s personality fulfills Jenny’s primary human and financial needs. (4:16) · Katelyn’s financial goals. (5:34) · Jenny’s primary personality. (6:46) · Jenny’s understanding of her own human and financial needs. (8:32) · Jenny’s financial goals. (9:33). · How the need for significance can play into the value of love and connection. (16:08) The Body Electric: Website Facebook Instagram YouTube Yelp||12/3/2018||Free||View in iTunes|
||CleanI Wouldn't Call Myself a Workaholic-Katelyn & Jenny Part 2||On today’s episode of Love, Then Money, Katelyn and Jenny discuss their limiting beliefs around money, where those beliefs come from, and how they impact their relationship with finances today. Jenny and Katelyn are business partners that own a yoga studio. Even though they have the same salary, they still take very different approaches on how to use their money. Katelyn thrives on the freedom that financial stability gives her, but she also wants to save for the future. Jenny, however, is limited by the fear that financial planning brings her. Jenny and Katelyn’s responses to dealing with finances are reflections of their childhood experiences with money. They both discuss the financial struggles that they experienced growing up, and how their parents’ perspectives helped shape the ways they view money today. Some Questions I Ask: · What are your limiting beliefs around money? (1:29) · How does living in the moment affect your finances? (2:42) · Where does the habit of constantly thinking about the future come from? (3:34) · Will you ever be ready to stop working? What is your vision for the future? (3:49) · How do you feel the universe works with determining who deserves money and who doesn’t? (10:30) · Do you feel guilty for being financially successful? (14:09) · Is giving money ever a point of contention in the relationship? (15:59) In This Episode You Will Learn: · Katelyn’s limiting beliefs about money. (1:37) · Katelyn’s financial vision for the next 5 years and beyond. (4:06) · Jenny’s limiting beliefs about money. (8:37) · Jenny’s hesitation to have a vision about money. (9:40) · How your childhood experience with money influences your habits as an adult. (15:17) · How giving or donating money can be a point of contention in a relationship. (16:18) The Body Electric: Website Facebook Instagram YouTube Yelp||11/26/2018||Free||View in iTunes|
||CleanTwo Yogis Meet a CPA - Katelyn & Jenny Part 1||On today’s episode of Love, Then Money, a couple shares their experience with keeping track of their finances, developing philanthropic plans, and still leaving room for spontaneous spending. Jenny and Katelyn are both business and life partners who have been together for nearly a decade. Together, they’ve opened a wildly successful yoga studio in St. Petersburg, FL called The Body Electric Yoga Company, or The B. Even though their money comes from the same place, Jenny and Katelyn take very different approaches to managing their money. Jenny prefers a hands-off role, while Katelyn takes care of most of the bills and banking responsibilities. They both see that things are going well financially, but there is still room to perfect their financial strategies. Some Questions I Ask: · What are your current money roles in the relationship? (6:08) · Are you happy with your financial roles right now? (8:54) About Jenny and Katelyn: · Jenny and Katelyn are both business partners and life partners. (1:31) · Jenny and Katelyn have the same salary and savings, making everything uniquely equal. (1:47) · They keep their own checking accounts for personal spending, but most of their money goes into a join account for paying bills. (6:33) · They recently started using a financial planner. (6:45) · Jenny, having grown up poor in a rich neighborhood, prefers to think about money as little as possible. Katelyn, however, takes a more hands-on approach to their finances. (6:57) · They currently don’t have a spending budget. (8:00) · When they need money to pay bills, they take draws on the business. (8:10) · Overall, they are relaxed and happy with their financial management roles and situation. (9:04) · They don’t really track their spending or donating habits but would like to improve in this area. (9:09) The Body Electric: Website Facebook Instagram YouTube Yelp||11/19/2018||Free||View in iTunes|
||CleanIn Between The Sheets with Clinical Sexologist Dr Dae C Sheridan||Today we go in between the sheets with Clinical Sexologist Dr Dae C Sheridan. Sometimes the issues with money go beyond just the day to day. We discuss how money can effect your sex life||11/5/2018||Free||View in iTunes|
||CleanThe Power of Accountability - Nick & Angela Part 5||Nick and Angela are a couple who have been talking with Azuree from the Love Then Money Institute. They have been revealing more about themselves and their relationship with money. In this episode, Azuree will check in with Nick and Angela about what's working and what isn’t in their budgeting process.||10/29/2018||Free||View in iTunes|
||CleanEat the Leftovers in the Fridge - Nick & Angela Part 4||Nick and Angie are a couple who have been talking with Love Then Money Institute. They have been revealing more about themselves and their relationship with money. This episode they talk about their savings and current money habits.||10/22/2018||Free||View in iTunes|
||CleanTaking Risks to Save Money - Nick & Angela Part 3||In this episode, Nick and Angela reveal more about themselves and their relationship with money. Azuree delves into the conflict in Nick and Angie's relationship around money and their beliefs around money.||10/15/2018||Free||View in iTunes|
||CleanFilling Up The Coin Jar - Nick & Angela Part 2||In this episode, Nick and Angela try to understand their money traits and personalities. They look into their past to understand how it has influenced their current money mindset.||10/8/2018||Free||View in iTunes|
||CleanBumble & Bills - Meet Nick & Angela Part 1||What I love about what I do is that every couple is different. Their origin stories are different. Couples meet all kinds of different ways. In classes, in offices, in the frozen section aisles of groceries store. Each has their own cute meeting story! Dynamics are also different. Some couples go on date nights every other week while others choose to lay out quality time by traveling. This holds true, as no surprise, for finances as well. Not all couples handle money the same way. Heck, not all PEOPLE handle money the same way. And, this brings us to our next couple, Nick and Angela.||10/1/2018||Free||View in iTunes|
||CleanIn-Between the Sheets - Money & Anxiety||Last week, we finished our sessions with Matthew and Leslie. Before we moving on the next couple, we talk about a topic that can help listeners and their partners with their money conservations and journeys. On today’s episode, we talk about anxiety in relation to money. Let’s be honest, not everyone has anxiety when it comes to money. It’s all dependent on your background and experiences. As we’ve learned in previous episodes, where you come from can shape how you think both money and finances. For those of us who do have anxiety toward money, I have a couple of tips and bits of advice to share. On next week's episode, we'll meet our new couple Nick and Angela.||9/24/2018||Free||View in iTunes|
||CleanMore Vacation Money, Right? - Matthew & Leslie Part 5||The discussion this week is about ways Leslie and Matthew can achieve their financial and lifestyle goals. This will be their final conversation with Love Then Money Institute.||9/17/2018||Free||View in iTunes|
||CleanYour Goals Are Our Goals- Matthew & Leslie Part 4||Leslie and Matthew have been working with Love Then Money Institute for a month now. They have been revealing more about themselves as well as principles about money. They wanted their talks to be recorded in order to help others. In the last episode, Matthew and Leslie had to look at where money is currently being spent. In this episode we're going to get a better understanding of Matthew and Leslie's finances and where to go from there.||9/10/2018||Free||View in iTunes|
||CleanThe Security Seeker - Matthew & Leslie Part 3||Leslie and Matthew don’t agree on everything. That is not a surprise. It’s part of the human condition and disagreements. And in my opinion, life would be boring. We wouldn’t grow at all if everybody just agreed with us all the time. Disagreements allow us to open our mind and think of other possibilities. But when it comes to relationships, money and the mixing of the two, agreements, compromises at least are necessary. And these compromises look different for everyone. They can be written, signed by the necessary parties, or put the handshake or not between friends. It also may look like what we are doing now, talking over Skype between screens trying to work through the conditions and factors that can help Matthew and Leslie come to agreement about their financial relationship and their marriage, and their corresponding roles. Remember, their homework was to write about how their money personalities meet their primary needs.||9/3/2018||Free||View in iTunes|
||CleanWhy are the lights off? Matthew & Leslie Part 2||Leslie and Matthew have been married for almost a decade. In this episode, Leslie and Matthew share the answers to the questions they had been asked in the previous session. Matthew and Leslie both selected insecure and determined as two emotions they feel towards their present money situation. Other emotions that Matthew had are frustrated, proud, happy, satisfied, comfortable, insecure, content, motivated, worried, excited and nervous. On the hand, Leslie's feelings were overwhelmed, annoyed, resentful, hopeful, scared, insecure, determined, tense, trapped and envious.||8/27/2018||Free||View in iTunes|
||CleanHow to Have The Money Conversation - Matthew & Leslie Part 1||Leslie was born in Dallas and she moved to Atlanta with her family when she was 10. She went to college in Boston at Brandeis University. She then came back to Atlanta and she actually one of Matthew's cousins. They one day ended up being at this cousin's Bar Mitzvah but they didn’t know each other and they didn’t even meet each other. Years later when they were both living in New York, they met and began dating. Leslie and Matthew then got married and moved to Atlanta. They have been married for almost 10 years. Matthew's financial role after he got married was to execute taxes and to consolidate their bank accounts and their checking accounts and credit cards. Some bills are usually set to go out at the beginning of the month and some after the middle of the month. He is always looking out for how they can optimize the bills. On the other hand, Leslie has been kind of the watchdog making sure that Matthew is doing what he's supposed to be doing. She helps double-check and second guess Matthew's role and believes that her role is to kind of calm him down a little bit when it comes to the light bulb burning for an extra hour.||8/27/2018||Free||View in iTunes|
||CleanEpisode 000: Love, Then Money||Hi, I’m Azuree Ashby, CPA and creator of the Love, then Money Institute. Each week, I will bring you inside the life of a REAL couple and their money relationship in order to help you and your partner MASTER your own relationship with money! We can no longer rely on the taboo of money to justify our avoidance. We can no longer change the topic when things get REAL. I believe it is time we take our financial future by the reigns, and take control of the money conversation. And, we do that by actually HAVING the conversation. So, from Monday August 27th, get ready to listen, relate and be inspired to achieve your financial dreams-- TOGETHER. Because, you know what they say, first comes love… then comes… Money! So, Let’s do this!||8/23/2018||Free||View in iTunes|
Fabulous concept! No one likes talking about money but it is so important!
Great podcast for everyone!
Good advice, great feedback, and most importantly hits home for everyone!
Couples Therapy Meets Love Languages
Money is such a sensitive topic for individuals let alone couples. I love how Azuree unpacks these themes and translates them into a solution and understanding.