Heath, Wealth & Wisdom with Nicole Bremner Nicole Bremner

WISDOM: Jo Tocher's life changed after experiencing the trauma of miscarriage. No longer able to exist in the corporate world she set out not just to heal but to find purpose.

Life After Miscarriage, Your Guide to Healing from Pregnancy Loss is the story about Jo's transformational journey from the pain of loss to a place of acceptance and hope. But it goes further to show how any loss - including relationships ending, childhood trauma, a pet dying, kids leaving home, changing job, redundancy or a business failing or moving  house, town or country -  impacts your relationships with your partner, family and friends. As a holistic healer and intuitive coach, Jo guides you to understand how this loss is holding you back in your career, day-to-day life and overall happiness. You’ll recognise and understand your go-to coping strategies and learn how you can begin to support yourself with self-healing strategies so you can move forward and find joy again.

In this interview we discuss:
- Miscarriage, what it is, what to say and what not to say to someone who is experiencing this loss
- How men's pain is often overlooked during miscarriage
- Why it's not about having any baby, but this baby
- Leaving her corporate life behind for one of purpose 
- Finding her purpose in helping others to heal and find their purpose
- The process of writing a book as intimate as Jo's and how her family and friends dealt with that

ABOUT JO
Jo's experience with holistic therapy and transformational coaching is not just rooted in knowledge. It’s rooted in empathy. She has travelled her own journey of pregnancy loss that fuelled her desire to help others. Jo founded Life After Miscarriage, Perinatal and Baby loss to support women going through grief and help transform their future through proven healing therapies. 
Starting in corporate then transferring to care and compassion, the 20+ year career has allowed Jo to do what she loves, help people.

CONNECT WITH JO
Website: https://jotocher.com/
Instagram: https://www.instagram.com/jo_tocherholistics/

HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.

CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the showDisclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

EP153: "When I became a solicitor I was diagnosed with anxiety and PTSD. So I’d done the classic thing where you go to CBT, you get the medication, you do all the things that you’re told to do."

Lawyer and mental health advocate Jodie Hill shares her top strategies for improving mental health. Learn how keeping a gratitude journal, planning social activities around exercise, taking regular breaks, communicating intentionally with your team, and reflecting on your needs can help boost your overall wellbeing.
ABOUT JODIE

Jodie Hill is a neurodivergent solicitor, ED&I consultant, coach and trainer, author and campaigner. She is passionate about employment law, mental health and wellbeing, equality, diversity and inclusion (ED&I), and neurodiversity.

A qualified barrister initially called to the Bar by The Honourable Society of the Inner Temple in 2010, Jodie then cross-qualified to become a solicitor in 2013. Her mental breakdown in 2017, which Jodie now describes as her “mental breakthrough”, led her to establish Thrive Law in 2018. It was the first law firm in the UK founded with wellbeing and mental health at its heart.

Today, Thrive Law, headquartered in Leeds with teams in London and the Southwest, delivers HR and employment law support to employers and employees. A focus on ED&I, mental health, wellbeing and neurodiversity underpins its mission to ensure everyone can thrive in the workplace.

In addition to being managing partner at Thrive Law, Jodie is also a law lecturer at Leeds Beckett University and an active member of the Employment Law Committee at The Law Society.

CONNECT WITH JODIE
Website: https://www.jodiehill.co.uk/
Instagram: https://www.instagram.com/iamjodiehill/

HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.

CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the showDisclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

EP152: "I've been doing purchase lease options since before they were being taught. I would never have said now is a good time to do it because it's always been a good time. But now I'm telling the world that there are so many options out there. And the amazing thing about it is that we get to help people. There are people out there who we need to help. They are literally so stressed, so scared, getting sick because they cannot cope with what they've got. We can go in there and take all that pressure off them. Take their pain. Let them earn income each month without the fear of having to pay a mortgage each month."

I met with Gillie Barlow, experienced property investor who has never put down more than a few thousand pounds for any of her property deals. She explains how PLOs are the way to not only build your own portfolio but genuinely help people get out of difficult situations. 
KEY POINTS
What are purchase lease options, PLOs? What is now the right time to seek out PLOs and how do you go about it? How Gillie started with a vision to help disabled children and led to her volunteering in jailsWhy it is so important to invest in property with purposeABOUT GILLIE 
Born an identical twin into a large family, Gillie grew up in a wonderful farm house with a menagerie of animals. She has always had a passion to build people up, to see them flourish and to help them understand what ‘happy’ and ’success’ mean.  She has forever had a love for property but even more for people.  She is a property entrepreneur and a visionary.  When she was 20 she flew out to the Kalahari desert where she lived for a while, working with a safari company.  It is during this time that Gillie whilst stretching herself massively out of her comfort zone and lead her to purchasing her first property 2 years later - a ski chalet in France. It became part of Sophia Holidays and is where many disabled children ventured through her charity Sophia's Alpine Disabled Adventures. 
CONNECT WITH GILLIE
Website: https://www.gilliebarlow.com/
Instagram: https://www.instagram.com/gilliebarlowproperty/

HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.

CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the showDisclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

EP151: January 2024 has started well in terms of confidence returning to the UK property market. The cost of borrowing has started to decrease as mortgage lenders fight for market share. Santander has launched a 5-year fixed rate at 3.84%, which is very different to the average rate of 6.66% during August 2023. The Bank of England may start to cut interest rates sooner than initially thought. This will be welcome news to homeowners, businesses and the wider economy.
 The positive indicator of the housing market is that mortgage approval rates are 25.6% higher than 12 months ago, which will filter through to a greater number of property transactions over the next few months. 

Key Points: 
Nationwide, Halifax and Rightmove have reported: -0.2%, +3.1% and +0.1% over the last 12 months. Nationwide, Halifax and Rightmove show that prices increased from last month (on a monthly basis). ONS figures show increases of -1.4% nationally and -4.8% in London. Rents have increased by 7.5% nationally and 4.6% in London. The average monthly rent is now £1,280 nationally, and £2,081 in London. They are predicted to increase by 25% over the next 2 years as the shortage of rental stock increases as some landlords leave the market.The Bank of England rates have remained on hold at 5.25% for the fifth consecutive month, and is forecast to reduce rates as early as May 2024. Lenders have started to reduce the rates available on 2 year and 5-year fixed terms, as they predict that Bank of England rates will decrease to around 4% over the next two years. Stamp duty: it has been muted that if Labour are elected in at the next General Election in the second half of the year, they will increase SDLT for overseas buyers. My Property Consultant believe that prices will remain constant for the next 6 months, but some areas may see slight decreases (around 3-5%) but it does depend on the area and type of property. 
CONNECT WITH EYEEDUL
Website: https://myproperty-consultant.london/
LinkedIn: https://www.linkedin.com/in/eyeedul-haque/
Instagram: @eyeedul_mypropertyconsultant

HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.

CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the showDisclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

EP150: "Why do you feel like you need to seek outside validation? Why is your sense of self linked to certain metrics? When we understand that, it always goes back...to our childhood self where we formed a belief of ourselves that we're not good enough unless other people told us we were. So when you look back on this as an adult...you can see a totally good enough me...[clients] can see that they were good enough. Then you get into affirmations...that will really start to change the subconscious mind...It all goes back to doing the inner work that most people will never do because it's scary, it's uncomfortable." 

Lucy is hugely insightful and an intelligent communicator and I could have conversed with Lucy for hours on topics such as: 
Why women can have it allHow the corporate world was created by men for men and doesn't suit the modern day life of women, or men for that matterWhat it means to have 360 degree successLucy's story from how she turned her back on a successful career as an executive in the pharmaceutical industry to start all over again as an executive coach Lucy's goal to help 100,000 by 2027
ABOUT LUCY
Lucy Gernon is, a multi award winning Executive Coach for women in senior corporate leadership. She came to coaching via a successful career as a driven, high-powered corporate leader in the pharmaceutical industry solving complex problems, delivering on time and shaping culture 
But inside she was running on empty, anxious, and overwhelmed with no work-life balance, horrendous self-belief and a strong inner critic. And when that started to affect my reputation and my most important relationships, she decided enough was enough so she invested in herself to take back control and leave her 20 year career and empower women leaders. 

Since then, she's created a top-rated podcast, won several prestigious business awards, and sold-out masterclasses and programmes.
CONNECT WITH LUCY
Website: https://www.lucygernon.com/
Instagram: https://www.instagram.com/lucygernon/

HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.

CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the showDisclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

EP149: CASE STUDY - Property investment is often touted as the holy grail toward financial freedom. Courses are sold and many are living this perceived glitzy lifestyle thanks to their "passive income" from property. But what about if it is your property portfolio that's holding you back from living your best life or even worse, is pushing you toward financial ruin?

Here I  share with you a case study of my client Barbara, name and details changed of course. What I suggested might shock you. It shocked her. I was surprised too. Ultimately the numbers don't lie.

We're looking for more case studies. If you would like a complimentary review of your portfolio, anonymously or live, get in touch at nicolebremner.com/discovery.

HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.

CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner


Support the showDisclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.