Oh My Dollar!
By Oh My Dollar!
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Lillian tackles your money overwhelm with practical, approachable financial advice with a dash of glitter. She will teach you how to reduce your money stress, budget, get out of debt, plan for retirement, support causes you love, travel affordably, and escape the paycheck-to-paycheck cycle. Got a question? Send an email to firstname.lastname@example.org to be on the show!
||CleanDemystifying Your Social Security ft Jon Rork||We’re back from our week break with an episode on Social Security featuring economist Jon Rork. Will it be around in 25 years? How does it work? Should you factor it in to your retirement planning?||9/4/2017||Free||View in iTunes|
||CleanHow to Improve a Bad Credit Score||Lillian walks through the three things you can do to improve a bad (or nonexistent) credit score, and why it might not matter.||8/21/2017||Free||View in iTunes|
||CleanWhat to do when you get a windfall||We talk about what to when you unexpectedly come into “extra” money – how to allocate it, and listener stories about how they used their windfalls.||8/14/2017||Free||View in iTunes|
||CleanHow much $$ to keep in your bank account + going back to grad school||A live show from the Oh My Dollar! and XRAY in the morning crew, Lillian answers two listener questions: Alan wants to know how much to keep in his bank account, and Catherine asks how to plan for $90K of graduate school debt.||8/7/2017||Free||View in iTunes|
||CleanYou can buy anything you want, but not everything||We discuss some great splurge ideas, and how to plan for them, include Lillian’s big trip from Dublin > Shanghai by train, and Will’s fantasy of crossing the Pacific on a cargo ship. (H/T to Paula from affordanything.com for the great exe||7/31/2017||Free||View in iTunes|
||CleanHow to get money out of retirement early||It’s totally possible to get to retirement money early! Lillian walks you through the legal ways to get money without paying crazy penalties. Plus – why you shouldn’t do that!||7/24/2017||Free||View in iTunes|
||CleanUntangling COBRA and Healthcare.gov premiums||What is a COBRA and what does it have to do with health care? How do you figure healthcare.gov premiums when you have variable income?||7/17/2017||Free||View in iTunes|
||CleanYour Backup Plan for Living (Life Insurance)||We talk about life insurance policies – and what the difference between term and whole life insurance policies are. And what being “self-insured” really means.||7/10/2017||Free||View in iTunes|
||CleanHow to Plan for All Your Darn Friends Getting Married||If you’re in your 20’s or 30’s, you’re might be getting invited to weddings. Possibly lots of them. Just attending a wedding, let alone standing up in one, costs money! How do you make a budget for that?||7/3/2017||Free||View in iTunes|
||CleanThe Worst Case Scenario (Life + Long-Term Disability Insurance)||Lillian walks you through two types of insurance most folks should have, but no one wants to think about: life and disability insurance! We also cover what Worker’s Comp does and doesn’t cover. Sorry we’re a day late this week; technica||6/27/2017||Free||View in iTunes|
||CleanPremiums, Deductibles, and other insurance terms||Will and Lillian break down a bunch of different insurance terms and tell you about what kind of insurance you need to get – and how it might actually help you out (did you know renter’s insurance might cover your stolen bike?)||6/19/2017||Free||View in iTunes|
||CleanThe Power of Batch Cooking ft. Emily Corso||Professional cage fighter, personal trainer, batch-cooking enthusiast and all-around badass Emily Corso joins us to discuss ways to make cooking healthier, cheaper, and easier. (One Solution: tacos for breakfast!)||6/12/2017||Free||View in iTunes|
||CleanMeal Planning (the secret weapon) ft. Nicole Dieker||Nicole Dieker from the wonderful website The Billfold joins us to talk about the most awesome way to reduce your stress and lower your grocery budget at the same time- meal planning!||6/5/2017||Free||View in iTunes|
||CleanWhat kind of employee are you? 1099 or W2?||We dive into the legal differences between independent contractor + W2 (regular) employee – and how it affects your finances and your legal protections and how it might be misused. Also, how Canada does it better.||5/29/2017||Free||View in iTunes|
||CleanSticking to your budget despite peer pressure + the secret to saving money||We give some tips on dealing with peer pressure from coworkers and friends about spending money when you’re on a budget – and how to figure out where to trim your budget (the fact is that you probably already know what you need to do). Plus,||5/22/2017||Free||View in iTunes|
||CleanThere is no good or bad debt + how you put pre-tax money in an IRA||Lillian goes on an educational rant about the concepts of good debt and bad debt and she answers the perplexing question of how you actually get money into a pre-tax IRA.||5/15/2017||Free||View in iTunes|
||CleanSocial worker pays off $18,000 of debt! + What Kind of Benefits to Negotiate For||How American expats can avoid paying US taxes (it’s not easy); what sort of benefits you should look for in a job offer; And Kelsey calls in to celebrate paying off $18,000 in student loans by being a night nanny on top of her day job as a social w||5/8/2017||Free||View in iTunes|
||CleanHow to quit your job and be freelance (Listener Questions)||Listener questions: What’s a Roth 401K and who should use it?… What should I financially prepare for if I want to go freelance?… When does it make sense to incorporate as a freelancer?… and How to budget when life is chaotic!||5/1/2017||Free||View in iTunes|
||CleanKick Butt With Your Tax Refund + 1099 tax strategies||Youve got a tax refund! 4 strategies for what to do with that refund! (+ how to reduce taxes on 1099 income)||4/17/2017||Free||View in iTunes|
||CleanCredit Hacks + Lillian’s Booze Spending Report||A water cooler episode where we discuss some tips on raising your credit score (if you need/want to) and how much money Lillian has saved by quitting drinking.||4/9/2017||Free||View in iTunes|
||CleanHow to go through adult life “permanently in debt”||Listener Lola asks about how to plan for her future when she has six figures of college debt she’ll never be able to pay off. Lillian asks her to challenge her assumptions and start hating the debt.||4/3/2017||Free||View in iTunes|
||CleanThe Government Will Pay You to Save For Retirement||Lillian compares compound interest to bunnies, explains how she saved for retirement even when making $800/month - and the wonders of the Savers Credit - which gives you money back to save for retirement!||3/28/2017||Free||View in iTunes|
||CleanBudgeting Rule #1: You Do You||From the radio vaults, we bring you a short episode about the #1 most important thing in your budget: your values. You can’t avoid looking at your budget without considering your values – no one else’s budget will work for you.||3/19/2017||Free||View in iTunes|
||CleanWhy Budgeting is the Root of All Awesome||Many people think budget is a scary word. But regardless of your income, the budget can be the key to meeting your financial goals and having FUN.||3/15/2017||Free||View in iTunes|
||CleanStaying Motivated in the “Hard Middle” of Big Goals||Sometimes the most frustrating part of money is that building wealth is a marathon, not a sprint. We talk about the “hard middle” of working towards a big goal- where you’re making progress but it seems slow, and the end payoff s||3/5/2017||Free||View in iTunes|
||CleanA Great Credit Score Does Not Mean You Have It Together||Many people think that if they’ve achieved a great credit score, they’re done, they have it all figured out and they’re financially well. That’s simply not true – a credit score is not a measure of financial well being. Lill||2/27/2017||Free||View in iTunes|
||CleanMaking a living as a performing artist without getting famous||Special guest John Vergin joins us for an episode of what a 40-year career of hustle as a working performing artist looks like without getting famous. John dropped out of college and never held a so-called “real job” but balancing his creativ||2/19/2017||Free||View in iTunes|
||CleanEverything you need to save for retirement in 30 minutes (if you’re under 40)||Lillian answers all the questions youve been too scared or too lazy to ask about investing for retirement. She covers 401ks & IRAs, explains how you choose what to invest, and what you should avoid. Within 30 minutes, youll be ready to click the buy||2/12/2017||Free||View in iTunes|
||CleanTales of Financial Procrastination||You know those nagging little financial tasks? The ones you procrastinate on? We talk about conquering those tasks that cost you money (including Lillians current procrastination on her money) - and hear a bunch of listener stories of times they procrast||2/5/2017||Free||View in iTunes|
||CleanYour Trump Health Insurance Questions Answered||A top money concern for many under the new administration is health insurance. Our special guest Ben Mcewan, helps answer your questions about health insurance in the Age of Trump: will the marketplace plans go away? Should you get off medicaid/OHP onto||1/30/2017||Free||View in iTunes|
||Clean#3 New Year’s Resolutions & Picking a Rewards Card||Lillian talks about some New Years resolutions to set for your money, and how to make them easier PLUS she discusses how to choose a rewards credit card.||1/16/2017||Free||View in iTunes|
||CleanPlanning for Known Unknowns||Today we talk about those things that might be emergencies – but are expected emergencies – and how to prepare for them. And how you can avoid using your emergency fund (if you have one yet!) on things you can reasonably expect to happen.||1/13/2017||Free||View in iTunes|
||CleanBudgeting on a variable income||In our first episode of Oh My Dollar! Lillian talks about living off last months income and answers questions from from Lucy (Portland, OR) a comic artist who asks how to plan to budget on variable income and Emily (Portland, OR) a small business owner||12/26/2016||Free||View in iTunes|
Glitter and Cash
I love Lily's energy. 'Dave Ramsey for atheist Millenials with Student Loan Debt'. Give it a listen, you won't regret it.
Useful information given in a clear, not-boring way.
Frank and practical money talk
This is a great show where they cover the basics of managing your money. The host is relatable and I love that they talk to real people with real money questions.