The Social Security Teacher Podcast
By Joseph Carbone, Jr., CFP®
To listen to an audio podcast, mouse over the title and click Play. Open iTunes to download and subscribe to podcasts.
Hi, my name is Joe. I will teach you how to make smart decisions about one of the most important financial decisions of your life and take control over your Social Security benefits. You will learn about Social Security, Retirement, Investing, and Financial Planning.
||CleanSST 012: What Every Woman Needs to Know About Social Security Benefits||Here are some common scenarios that may apply to you as a woman in regard to your Social Security benefits. Arm yourself with the information you need!||7/11/2017||Free||View in iTunes|
||CleanSST 011: 7 Things to Know about Social Security Before You Retire||Social Security is likely to be one of your most important sources of retirement income. But the amount you will receive can vary considerably based on when you sign up and your marital status. Here are seven things you should know as you decide when to||7/11/2017||Free||View in iTunes|
||CleanSST 010: How the Daunting Family Maximum Works||The family maximum is the maximum monthly benefit that your family is entitled to earn, based on your earnings record. This is one of the more complex Social Security rules. Essentially, the family maximum limits the total benefits payable to a benefici||3/7/2017||Free||View in iTunes|
||CleanSST 009: Are You Eligible for Disability Benefits?||Many of us do not want to think about our mortality and getting hurt. I know I don’t! We also think it will never happen to us, but it does.||3/6/2017||Free||View in iTunes|
||CleanSST 008: Social Security Benefits for Your Children||Interesting fact: 98 out of every 100 children are eligible for benefits if a working parent dies. I was very surprised out how large this number is. In fact, Social Security pays more benefits to children than any other federal program. According to S||3/2/2017||Free||View in iTunes|
||CleanSST 007: How You Can Earn Credits to Qualify for Benefits||Social Security credits are based on the amount of your earnings. According to SSA.gov, they are the "building blocks" of the Social Security system. You will need a minimum number of credits to qualify for each type of Social Security benefit. It's ju||3/2/2017||Free||View in iTunes|
||CleanSST 006: How to Accurately Calculate Your Primary Insurance Amount||The primary insurance amount (PIA) is the benefit you would receive if you elect to receive benefits at your full retirement age (FRA).||3/1/2017||Free||View in iTunes|
||CleanSST 005: How the Earnings Test May Affect What You’ll Receive||One of the key factors among others in determining when to file for Social Security benefits is the earnings test. The earnings test only applies to filers who have not reached full retirement age (FRA).||2/28/2017||Free||View in iTunes|
||CleanSST 004: How Uncle Sam Taxes Your Social Security Benefits||Some of you probably do not realize that your Social Security benefits may be taxable. According to SSA.gov, about 40% of people receiving Social Security have to pay income taxes on their benefits. In fact, up to 85% of your benefits may be taxable. At||2/28/2017||Free||View in iTunes|
||CleanSST 003: How to Navigate the Maze of Social Security Survivors Benefits||In my many years of working with my clients, there is nothing more heartbreaking than seeing them lose loved ones — especially a spouse. All circumstances are different, but the one similarity is how confused and overwhelmed they seem when trying to||2/27/2017||Free||View in iTunes|
||CleanSST 002: Why Knowing When to File for Social Security is Difficult — Really Difficult||I often get asked: “Joe, should I file early at age 62, or at full retirement age (FRA), or delay to age 70?” My response is always the same. I know you can’t see me, but imagine me saying this with a big smile on face: “Tell me when you are goi||2/24/2017||Free||View in iTunes|
||CleanSST 001: The Basics: Full Retirement Age and Social Security||So, you’re getting into the last stretch of your career and you’re thinking about Social Security and when to file. I know what you’re thinking: What is the best strategy? When is the best time to file? When can I file? I have no idea what to do!||2/21/2017||Free||View in iTunes|