You’ve come this far… If you can’t get paid, what’s the point? Don’t let your time go to waste or let your customers down, pick the winning card machine that comes with so much more. Let us take you from dreamer to doer. Join over 25000 who have joined Yoco. Get the most popular credit card machine for SMBs in South Africa and start accepting Debit and Credit Card Payments. No monthly fees or lock-in contracts with our credit card machines.

The Yoco Point of Sale (POS) app comes FREE for all Yoco customers – forever. The Yoco POS let's you manage your products, record different payment types, and provides insights into how your business is doing.

1. Sign up at
2. Order your card reader
3. Download the Point of Sale app
4. Add your products and organise your store
5. Connect your card reader and start selling

- Accept VISA and MasterCard credit and debit cards, including VISA Electron and Maestro
- Process both EMV (Chip and PIN) and Magnetic Stripe (Swipe and Sign) cards
- Record cash and other custom payment methods such as Snapscan or EFT
- Split bills across multiple payment methods, add discounts to items or the bill total
- Easily accept tips to help incentivise your staff
- Add and customise your products with photos, names, prices, variants and advanced options; assign products to brands and categories
- Send receipts to your customers via e-mail or SMS
- View and track your sales history at any time
- Manage refunds and chargebacks directly from the app
- Manage your inventory in a single place and sync it between staff
- Invite staff members to create accounts accept payments for your business
- Access your business and account data in real-time on Yoco’s online business portal



Purchase the card reader once off and then it’s yours to keep. There are no monthly rental fees or surprise changes. Our transaction fee starts 2.95% (ex VAT) per transaction. The basic Yoco Point of Sale comes free with your card reader. We believe that a Point of Sale system is foundational to successful management of your business and should not be denting your profits or cashflow.

Yoco Payments comes with fast deposits into your bank account within 24-48 hours with no settlement fees. Cashflow headache gone.

Quick approval process with 95% approval rate and free nationwide device delivery in 1-5 days means you will start seeing value in days with Yoco Payments + POS.

Our support team is available from 9am to 10pm, 7 days a week, 365 days a year. We also have leading edge pre-emptive support where we contact your business as soon as we notice a problem instead of you needing to get hold of us.

What's New

Version 2.16.1

We squashed some naughty bugs in this one. Zap! Whip! Gone!

We're sorry if you were getting a "select accessory" screen pop up too often. We pulled that release and now have this fix for you. Please accept this virtual apology.

Be sure to turn automatic updates on so that you can always have the latest and greatest from Yoco.

If you are really enjoying this app and would like to schedule a chat with our product manager, please email - I would love to hear from you! Especially if you're an avid user and have some ideas or improvements you'd like to share.

The Yoco Team

Ratings and Reviews

4.4 out of 5
23 Ratings
23 Ratings
MCWReview ,

Excellent, but ........

There is no doubt that the Yoco platform works well for certain users.
But its not a great idea for restaurants and cafes that expect the system to be capable of managing tables and tabs. This functionality simply does not exist in the Yoco app.
Interestingly, I was promised at the time of purchasing my Yoco hardware in April 2018 that this functionality would be included by June 2018 .... but now in Augusts and still waiting. Was this just sales talk? Hope not.

The rest of the app is great but without the tables & tabs functionality, it is almost useless for my restaurant. I will change my star rating if the tables and tabs functionality ever arrives.

Citywalker_ct ,

Marvelous update!

It really puts the power to run your business in the palm of your hand. Well done :)

Loki564 ,

Easy to use



Yoco Technologies (PTY) LTD
88.4 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 Yoco Technologies (Pty) Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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